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What color is the passbook of each bank?
Bank card is an electronic bookkeeping, multi-deposit, multi-currency and multi-functional card. It is easy to carry and use, and ATM is very popular all over the world.
Extended data:
The most intuitive difference between passbook and bank card is that the medium is different. Passbooks are generally small paper books, and bank cards are cards with chips. In addition, there are many differences between them, such as different convenience, different fees, different card numbers, different ways of use and so on. Generally speaking, bank cards can be used together with passbooks, and the specific differences are as follows:
1, convenient difference:
The passbook is a booklet, and you have to go to the bank counter every time you do business. Limited by the bank's business hours, it is not convenient to carry around. The bank card is a card, which is easy to carry and can be directly used for credit card consumption. Business is not limited by time and space, and online banking is opened to realize all kinds of paperless transactions.
Account clarity difference
Every transaction in the passbook has a detailed record, but not in the bank card. However, as long as customers open telephone banking, they can check their account balance at any time by telephone. If the SMS service is opened, he will receive SMS notification every time he withdraws money or spends money.
3, the cost difference
Passbooks are free, bank cards are subject to handling fees and annual fees, and cross-bank and cross-regional withdrawals are subject to certain handling fees.
4, the difference between the card number
Some banks can remit the passbook number, others can't, and all banks can remit the card number. Both the card number and account number can receive remittance.
5, the difference between remittance
The bank card can check whether the remittance has arrived at the ATM, while the passbook can only go to the counter to find manual service, which is more troublesome. If it is a remittance from a different place, you can only choose a bank card, not a passbook. Remittances between peers in different places can be directly deposited in the payee's account number or card number, and the arrival time is the same, and they can be recorded immediately.
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