How to prevent financial fraud and telecommunications fraud

Legal subjectivity:

Prevention of telecommunications fraud 1. The caller ID shows the real number announced by the public security agency. Do not trust criminal suspects to use online number-changing software to make the caller ID show the public security agency number. Published landline phone number. After the victim answered the phone, the suspect pretended to be a public security police officer and falsely claimed that a major criminal case under investigation involved the victim and that the victim needed to cooperate with the investigation. At this time, if the victim dials 114 to check the caller number, he will get a "It's true" reply. Afterwards, the suspect asked the victim to transfer all the deposits to the "safety account" of the public security agency on the pretext of proving the victim's innocence, and then return it to the victim after the investigation was completed. 2. There is no such thing as pie-in-the-sky "winning". Most of the time, the scammer received a text message on his mobile phone. The other party claimed to be from the China Good Voice program group. The victim was selected as a lucky user outside the show and received a bonus of 98,000 yuan and an Apple laptop. The victim logged on to the website to collect it, and after the operation, the other party asked the victim to pay a 5,000 yuan deposit. Special reminder: The most important thing to prevent lottery scams is to determine whether you have actively participated in such activities. Generally speaking, the so-called "random drawing" and "pay the handling fee or deposit before claiming the prize" are mostly scams. 3. Guess who I am. The other party may be a liar. The victim received a call from a coastal city. The caller spoke Mandarin with a Cantonese accent and repeatedly asked the victim to guess who he was. The victim guessed a friend from out of town whom he had not contacted for a long time, and the other party immediately said that he was the friend. He also said that he had already arrived in Chengdu and would take the train to Chongqing tomorrow. The next morning, the other party will call again saying that he urgently needs money due to emergencies such as a car accident or sudden illness, and asks for help to transfer it to a card he provided. 4. What may be shaken by "Shake" on WeChat may be a person whose pseudonym was found by the scammer through "Shake" on WeChat. This "woman" claims to be a member of the club and can provide various services and has a front desk number. When the owner calls to request services, the other party will make various demands: if there is no membership card, prepayment is required, and a deposit is required to ensure the safety of the service personnel. 5. Stealing QQ accounts and defrauding relatives and friends. The victim received messages from relatives and friends on QQ (WeChat), saying that they needed funds to do things and requested transfers. For example, it is said that several senior professors from Harvard University are engaged in training in the school, and they require transfer of funds on the grounds of paying training fees. 6. Adopting pets for free to defraud "adoption fees" The suspect posted information online, claiming that there was a group of pets that could be adopted for free, but a certain handling fee had to be paid. He also announced his bank account and asked citizens who adopted pets to remit money. 7. There are traps in second-hand car transactions. If the price is too low, be wary of criminal suspects who publish information about selling second-hand cars at low prices. After negotiating with the owner, they claim to deliver the purchased vehicle to the agreed location. Let one of the victims (usually 2 people) go pick up the car, and the other go to the bank to prepare the transfer payment. After the two victims were separated for a period of time, the suspect used the phone number change function to lie to the victim who was transferring money in the bank that the car had been sold, and defrauded the car payment. If you have encountered telecommunications fraud, please be sure to secure relevant evidence and documentary evidence, such as saved text messages and payment vouchers, etc., and immediately go to the public security bureau where the payment was made to call the police. The law is objective:

Article 266 of the "Criminal Law of the People's Republic of China" Whoever defrauds public or private property, if the amount is relatively large, shall be sentenced to fixed-term imprisonment of not more than three years, criminal detention or surveillance, and shall also be sentenced to or A fine shall be imposed alone; if the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than three years but not more than ten years, and shall also be fined; if the amount is particularly huge or there are other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than ten years or life imprisonment and shall also be fined. money or confiscation of property. If this law provides otherwise, the provisions shall prevail.