I bought a car in installments, and the down payment has been paid. Yesterday, I received a text message from the financial company saying that my loan had been issued, but why didn't the 4s shop let

I bought a car in installments, and the down payment has been paid. Yesterday, I received a text message from the financial company saying that my loan had been issued, but why didn't the 4s shop let me pick up the car? 1. I bought the car in installments, and the down payment has been paid. Yesterday, I received a text message from the financial company saying that my loan had been issued, but why didn't the 4s shop let me pick up the car?

In several cases, the car may not have arrived and the formalities for the car have not arrived. Or the mortgage formalities have not been completed. It's just that the money has arrived

Second, the lease contract signed by the 4S shop loan to buy a car, how did the 4S shop car loan become a lease?

4S shop loans to buy a car are to sign a car purchase contract in stages, not a lease contract, which is very different. After the loan repayment is completed, the installment purchase contract is implemented, that is, the ownership of the car belongs to the consumer himself, while if the lease contract is adopted, the ownership of the car still belongs to the car seller after the loan is paid off. If you want a conditional car contract, state the ownership in the contract.

The car loan of 4S shop became a lease, and the financing lease business was handled in the contract, which led to the result that the car loan became a lease.

Car loan is generally a down payment of not less than 10% to buy a new car, so it is probably a financial lease. This business is that consumers rent cars with a lower down payment 1 year, during which the ownership of cars belongs to the seller. 1 year, apply for installment repayment, return the car, and continue to lease. If you are unwilling to pay the balance after 1 year,

Therefore, when you buy a car with a loan from a 4S shop, you should pay attention to what kind of contract you sign. However, no matter what kind of contract, the ownership of the car belongs to the seller before the loan is paid off. Pay off the car, and the car will officially belong to you. 3. Why do I receive a loan reminder message from others? Does it affect me?

It doesn't matter. There are several possibilities. First of all, your friend filled in your emergency contact number without your knowledge. Second, the mobile phone number you handled is a new number, and the previous users may have money.

Third, the debt collection company wrote the debtor's number wrong when collecting the number. So it will be sent by mistake, ignore it. Anyway, it doesn't matter to you.

In April and August, I bought a car with a loan from a store in 4S, and then I received a text message from the store asking me to buy a car. ...

I don't think so.