How does Guangfa Credit Card arrive on the same day?

How to repay the credit card of Guangfa Bank? There are four tricks for easy repayment.

CGB has many customers, many of whom have applied for CGB credit cards. However, some people who apply for CGB credit card for the first time are not very familiar with its related business operations. Some people ask: How does CGB repay the credit card? In fact, repayment is still very convenient. Today, I will introduce you to several simple and easy repayment methods.

First, WeChat repayment

You can pay attention to the WeChat WeChat official account of Guangfa Bank. After binding your credit card of Guangfa Bank, select "My Card" in the official account of WeChat, click "I want to repay" and make repayment according to the prompts. Credit card repayment is very convenient.

Second, mobile banking repayment

You can download the mobile client of Guangfa Bank on your mobile phone, then log in to mobile banking, select "My Credit Card", click "Credit Card Inquiry", click the credit card logo indicated by the arrow in the page, and click "Credit Card Repayment" below after the page jumps.

Third, online bank repayment.

You can log in to the online banking of Guangfa Bank, then click the "Credit Card" page and select "Credit Card Repayment" on the "Credit Card" page to repay your credit card.

Fourth, Alipay repays.

Presumably, everyone has Alipay APP in their mobile phones. It is most convenient to pay back the credit card with Alipay. Log in to AliPay. Enter the "Application Center" and select "Credit Card Repayment".

The above are four credit card repayment methods summarized by Guangfa Bank. These four methods are commonly used by everyone and are relatively simple to operate, so it is easy to return the credit card. Of course, if there are still difficulties, you can also handle the automatic repayment business.

How to repay Guangfa Credit Card?

Guangfa Credit Card can easily combine UnionPay inter-bank repayment and bank repayment for credit card repayment. If you need to handle it, you can use Huawei Changxiang 10 (version 1.0.0), open the "Discover Wonderful" app (version 6. 1. 1), click "My → Quick Repayment → Repayment Settings" and follow the prompts.

1. Guangfa Credit Card is the first domestic standard credit card issued by Guangfa Bank 1995, and it is also the first profitable credit card. The credit limit of the card is preset according to international standards, and it is used for overdraft consumption and cash withdrawal transactions without pre-deposit. The interest-free period of overdraft consumption can be as long as 50 days. As long as you repay in full before the repayment due date stipulated by the bank, you can enjoy interest-free treatment from the trading day to the repayment due date. The repayment method is flexible, you can pay off in full, or you can choose the minimum repayment amount, enjoy revolving credit, and manage your finances more freely.

2.GDB Card always adheres to the service concept of "Give you more, see further for you", takes customer demand as the guide, and leads the credit card market in China with innovation and market segmentation. By June of 20 10, the number of cards issued exceeded 100000, forming a distinctive "wide card issuing model" with the simultaneous development of "quality" and "quantity", and becoming a well-known brand in the credit card field. Guangfa Card has successively won the honors of "Top Ten Most Trusted Bank Cards in the World/China", "UnionPay Standard Credit Card Market Development Award" and "Best Customer Service Award in Asia Pacific". At the end of 20 10, the credit balance of GDB card exceeded 30 billion yuan, and the profit growth rate exceeded 80%. Net profit leads the credit card industry, and the new NPL ratio is below 1%. The card's activity rate, average income and average profit are all ahead of the industry.

3. In order to ensure the safety of funds, you can enjoy free SMS reminder for every transaction in 300 yuan, keep abreast of account changes, and feel more at ease when using the card. If you need SMS reminder service for all transactions, just dial 95508 to open it, and the cost is only 3 yuan every month. The instant messaging message will be sent through port 95508 (mobile/telecom users) or 10655020288 (Unicom users), and the message content is "The last four digits of your card, xxxx, are spent in xx, xx, xx, XX, XX, XX. . ",please pay attention. Banks provide customers with credit card protection, and customers do not have to bear the loss of credit card theft within 48 hours before reporting the loss, and the amount of protection is as high as the full amount of credit!

4. Set up a 24-hour service hotline 95508 or +(86)20-873 10029 to provide GDB customers with faster and more intimate services. Online services include: GDB card business introduction, bill inquiry, customer preferential information, GDB card opening, credit line adjustment, online instant loss reporting, data modification, integral gift exchange, etc. Customers' various card needs for GDB cards can be properly handled by simply calling.

What are the credit card repayment methods of Guangfa Bank?

First, automatic repayment

The cardholder dials 95508, or logs in to the online banking of Guangfa Bank () to register and open the automatic transfer repayment service, and the cardholder's savings account can automatically transfer and repay the current arrears on the repayment due date. Cardholders are free to choose full repayment or minimum repayment. The credit card of Guangfa Bank supports US dollar repayment and RMB foreign exchange purchase repayment.

Second, self-service terminal repayment

The cardholder deposits cash for repayment in 1 minute according to the prompt through CRS, and the credit line is restored in real time, which is recorded on the same day (after 22: 00, recorded on the next day).

In Shanghai, cardholders can also deposit cash into GDB card through the self-service deposit machine of Shanghai Bank for repayment, and the credit line will be restored in real time, and will be received within 2 working days. It's free.

Third, online repayment.

Cardholders can log on to the website of China Guangfa Bank () and visit personal online banking, and then transfer the repayment from the Guangfa savings card to the credit card through the credit card repayment function, restore the credit line in real time, and record it on the same day (18: 00 and record it on the next day).

Online cross-bank repayment: Cardholders log on to Alipay and Tenpay websites, enter the credit card repayment page, and simply fill in the repayment information according to the prompts, so that they can easily use the savings cards of more than 20 banks (including the four major state-owned banks) for cross-bank repayment.

Fourth, SMS repayment.

The cardholder can register and open the SMS repayment service at the outlet of Guangfa Bank, bind the Licaitong card with the credit card, send SMS at any time to transfer the repayment from the Guangfa savings card to the credit card, restore the line in real time, and record it on the same day (after 22:00 the next day).

Verb (abbreviation of verb) counter repayment

Cardholders can go to local bank outlets that have opened counter services and deposit cash into GDB cards for repayment, and the repayment will be recorded within 2-3 working days.

The intransitive verb Lacarra repays.

Cardholders can use the UnionPay savings card of any bank to transfer money to GDB through the UnionPay self-service terminal (Lacarra logo terminal) for repayment, restore the line in real time, and record it in the next day.

Seven. ++repayment

Transfer RMB to GDB card in full by any of the above convenient ways. You can call 95508 to apply for foreign exchange purchase at any time, and purchase foreign exchange from RMB self-owned deposit in the card to repay the++debt in the card without any account opening procedures! Payment will be recorded within 2-3 working days after successful acceptance.

How to repay the credit card of Guangfa Bank?

The credit card repayment method of Guangfa Bank is as follows:

1, automatic repayment. Users can bind the savings card, and the bank will automatically deduct the money on the repayment date;

2.ATM repayment. Self-service repayment can be made on ATM machines;

3. Online banking repayment. You can log in to the online banking of Guangfa Bank, and then repay the credit card. (Glory 50MagicUI4.2；; Discover wonderful 6.0. 1)

Classification of credit information:

1. According to the business model, it can be divided into two categories: corporate credit reporting and personal credit reporting.

Enterprise credit investigation is mainly an institution that collects enterprise credit information and produces enterprise credit products; Personal credit investigation is mainly an organization that collects personal credit information and produces personal credit products. In some countries, these two types of businesses are completed by one institution, and in some countries, they are completed by two or more institutions respectively, or in a country, there are both institutions engaged in personal credit investigation and institutions engaged in both personal and corporate credit investigation business types, which are generally not restricted and are decided by the credit investigation institutions independently according to the actual situation. In the United States, credit reporting agencies have three main business models:

(1) Capital market credit evaluation agency, whose evaluation targets are stocks, bonds and large-scale infrastructure projects;

(2) Commercial market evaluation agencies, also known as enterprise credit service companies, are oriented to all kinds of large, medium and small enterprises;

(3) Individual consumer market assessment agencies, whose credit reference object is individual consumers.

2, according to the service object can be divided into credit, business credit, employment credit and other credit.

The main service object of credit investigation is financial institutions, which provides support for credit decision-making; Commercial credit information mainly serves wholesalers or retailers and provides support for credit sales decision-making; The main service object of employment credit information is the employer, which provides support for the employment decision of the employer; In addition, there are other credit activities, such as market research, creditor's rights processing, movable property and real estate evaluation. Credit information services for different customers are completed by one institution or in independent enterprises around the upstream and downstream of credit information institutions, and are equipped with databases.

3. According to the scope of credit reporting, it can be divided into regional credit reporting, domestic credit reporting and transnational credit reporting.

Regional credit information is generally small in scale and only provides credit information services in specific areas. This model generally exists in countries where the credit information industry has just started. After the development of the credit information industry to a certain stage, most of them tend to merge or specialize, and the real regional credit information gradually disappears. At present, domestic credit investigation is one of the most formal institutions in the world, especially in countries that have set up credit investigation institutions in recent years. In recent years, transnational credit surveys have risen rapidly. There are two main reasons for the rapid development of this kind of credit investigation: the internal reason is that some old credit investigation agencies in western countries have infiltrated other countries in various forms (such as setting up subsidiaries, cooperation, equity participation, providing technical support, setting up offices, etc.). ) in order to expand their business; The external reasons are mainly the acceleration of world economic integration, the mutual penetration and integration of national economies, the increasing number of transnational economic entities, and the increasing demand for transnational credit information services. In order to adapt to this development trend, there will inevitably be more and more cross-border credit information. However, due to the different political systems, legal systems and cultural backgrounds of different countries, the development of cross-border credit investigation is also restricted to some extent.

This concludes the introduction of how Guangfa Credit Card repays and how Guangfa Credit Card collects money on the same day. I wonder if you have found the information you need?