I didn't apply for a rural credit card. Why is there an information notice?

First, I received a text message from a liar.

Second, your identity information has been stolen by others.

Personally, I think the first one is more likely.

I suggest you check the customer service hotline of the bank credit card center and ask the customer service for confirmation. Don't trust the number in the text message easily. Maybe after the phone call, there will be customer service, police, even judges and lawyers. You know that.