Is the text message sent by the admission institution true?

Hello, Ms. Xiangzhou Luo received a text message saying that a learning center decided to officially refund the fee from now on, and parents need to join the QQ group to communicate.

Ms. Luo did give her children a training course in this institution before, but later it was dissolved because of this institution. At that time, the other party said that they could transfer the course to another learning center to continue their studies.

Later, Ms. Luo did not let her children go to other institutions to continue their studies. At this time, she received this refund message, so she applied to join the QQ group chat according to the information provided by the message.

After Ms. Luo joined the group, she added the contact information of "Financial Specialist" according to the QR code sent by the administrator. The other party told Ms. Luo that the refund can only be made through a third-party platform. After selecting the specified coupon on the platform to buy the specified goods, the tuition fee will be returned with the principal, and then the link will be sent.

After clicking the link, Ms. Luo found that the webpage seems to be a well-known online shopping platform and looks exactly the same.

At this time, some parents of students in the group sent a screenshot of the refund, saying that they had received the refund, and they were required to do extra rebates 1280 yuan.

Ms. Luo believed each other when she saw this. So Ms. Luo clicked on the link sent by the "Financial Commissioner", registered her personal information, transferred 10000 yuan to the bank account provided by the other party, and successfully withdrew a sum of money.

Ms. Luo wanted to get her tuition back quickly, so she continued to operate under the guidance of the other party.

When Ms. Luo mentioned it again, the other party asked her to transfer money one after another on the grounds of upgrading the store registration, establishing a safe passage, preventing money laundering and operational errors.

With the transfer amount getting higher and higher, she realized that something was wrong and felt that she had been cheated. She immediately called the police for help and lost more than 330,000 yuan.

In addition to Ms. Luo, many people have recently suffered losses from fraudsters posing as training institutions to refund fees.

On June 17, Mr. Zhang received a short message that "entrance education can be refunded". After joining the QQ group as required, the other party sent a link, asking him to recharge and guess the size on the platform on the grounds of doing the task refund.

Subsequently, the other party asked him to continue to transfer money on the grounds of operational errors in order to withdraw cash. Until Mr. Zhang realized that he had been cheated, he had lost 6.5438+0.7 million yuan.

On May 24th, Mr. Jiang received a short message "Japanese courses can be refunded".

After he contacted the other party according to the QQ number provided in the short message, the other party asked him to download the third-party refund agency cooperated by the company to handle the refund, and then induced him to operate the trading of securities on the platform, and was cheated of 3900 yuan.

On May 23rd, Mr. Li received a short message saying that he could apply for a full refund of IT course fees.

The other party asked him to pay part of the refund amount as the refund base. After transferring 3742 yuan, the other party induced him to continue the transfer on the grounds that the bank card number was entered incorrectly, and then found that he was cheated.

The secret of fraud routine

1. Pretend to be customer service and get in touch.

The criminals obtained the victim's training information through illegal channels, pretended to be the customer service of the training institution, and contacted the victim by telephone or SMS on the grounds of "refund of fees".

2. Steal information following clues

Take advantage of the victim's eagerness to pay back the money, let him join the QQ group, falsely claim that the training institution cooperates with the shopping platform, throw out bait such as "coupon" and "rebate", and induce the victim to fill in personal information on the fake platform or webpage.

3. Give small profits and engage in fraud

The criminals guide the victims to recharge, buy products or transfer money on the platform, which may give the victims some sweetness, but they will also ask for transfer and remittance many times until the victims realize that they have been cheated.