What exactly does CCB Chong mean?

1. The reversal of CCB, also known as income write-off, refers to rolling back the transaction, that is, after the cardholder conducts relevant transaction operations, the transfer/withdrawal amount has not arrived in the account, and the bank corrects the entry and automatically adds back the depositor's balance. There is no shortage of money on the depositor's card.

2. Income write-off is a procedure initiated by the banking system to verify withdrawal, which has no influence on deposit and withdrawal and account balance.

Bank write-off refers to the process initiated by the operator to cancel transactions that have been successfully booked. Automatic write-off refers to the cancellation process of uncertain transactions initiated by the system.

turn the scale

(1) For ATM withdrawals, generally speaking, as long as there is no normal cash payment, the corresponding withdrawal amount will be added back to the account balance in time.

(2) For POS card swiping transactions, if you don't print a receipt after swiping the card, but receive a debit message from the bank, the card swiper should not panic. This situation is mainly caused by the unstable transmission of telephone lines. You can use the POS machine to instantly query the balance of any UnionPay card, and ask the merchants to settle the account immediately. Under normal circumstances, after the transaction is cancelled for a period of time, the amount deducted from the transaction will be directly returned to the bank card of the transaction.

Basic rules for offsetting income:

(1) Correct the mistakes found that day.

If it is manual operation, if mistakes are found on the same day, cross-correction method should be adopted to correct them.

If an error is found in computer bookkeeping on the same day and the bookkeeping is inconsistent with the recheck, it belongs to the bookkeeping error, which shall be corrected by the bookkeeper and rechecked by the reviewer; If it is the fault of the auditor, the auditor should correct it by himself.

If an error is found in the rechecking record of the day, the rechecker should cancel the rechecking mark, then the bookkeeper will modify or delete the wrong record, and the rechecker will recheck it.

(2) Correct the mistakes found the next day or later.

① If the amount, account or account of the summons is not filled correctly, it will lead to an error in the account book record. Fill in the red-ink loan summons to offset the original total amount of wrong account, and then fill in the blue-ink loan summons according to the correct amount, subject and account, and indicate the situation in the summary column. At the same time, the original wrong summons should be marked "revoked".

(2) When bookkeeping, you should fill in the red and blue words to write off the bill in the same direction. The red-letter summons shall be recorded in the original error account, and marked as "written off" in the summary column ×××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××××× The blue summons should be recorded in the correct account, and the word "supplement" should be marked in the summary column.

(3) When the wrong account occurred in the previous year, fill in the blue reverse summons to correct it. If there are non-major accounting errors, the final accounts will not be changed; Major accounting errors shall be adjusted in accordance with the adjustment provisions of "matters after the balance sheet date".

④ When incorrect account write-off affects the interest calculation, the accumulated increase and decrease amount must be calculated.

⑤ Vouchers that have been wrongly written off must be examined and sealed by the accounting supervisor before they can be written off, and relevant write-offs should be registered and evaluated.