What is the lightning loan amount of China Merchants Bank? How to increase the quota? The detailed answer is here.

Lightning loan is a loan product of China Merchants Bank, which is only open to some users. Only when China Merchants Bank sends an authorization invitation to users via SMS can I qualify for a loan. Then I have received a short message invitation from China Merchants Bank and want to borrow money through this platform. What is the lightning loan amount of China Merchants Bank? If the amount is small, how to raise it? Let's take a look together.

The minimum loan amount of China Merchants Bank's lightning loan is 1 1,000 yuan, and the maximum is 500,000 yuan. The loan amount is:

(1) The amount of individual users is less than 300,000 yuan, and the loan period is one year and two years.

(2) The amount of enterprise users is generally below 200,000 yuan, and the loan period is one month, two months and one year.

How to increase the amount of lightning loan?

(1) You can authorize Alipay, JD.COM, Sina Weibo, email and other certifications, which can help you increase the quota.

(2) Personal credit is good and there is no record of overdue repayment.

(3) Because the lightning loan can only be applied for China Merchants Bank by SMS, you can save more money in the bank card or buy more wealth management products of China Merchants Bank.

(4) Don't repay in advance, because the lightning loan service of China Merchants Bank is one-off, and you don't want to borrow it. If you repay the loan in advance, China Merchants Bank will not earn your interest. The next time you need the system to send you an invitation message, you can reapply, so that after the loan comes down, you can repay the loan on time.

The above is for everyone's introduction. What is the lightning loan amount of China Merchants Bank? How to raise the amount? " This paper introduces in detail, hoping to bring some help to friends who want to borrow money from China Merchants Bank or are lending money.