Will parents be informed of the amount of student loans?

Will students inform their teachers if they have subsidies?

This matter should be analyzed in detail. Generally speaking, there will be a receipt after handling the student loan. At the beginning of school, you can log in to the student online service system to inquire about the repayment plan of the year, such as loan amount and repayment period. In addition, the student loan is directly transferred to the student's Alipay account, and the money is deducted immediately after it arrives. If the money is not received, it will be frozen. So make sure that your parents or immediate family members will be notified when the student loan arrives. Many students will transfer the money from student loans to their Alipay accounts, but not all Alipay accounts will be paid.

Will * * * notify the same lender by SMS after the student-origin student loan is successful?

Generally speaking, you will. As long as you leave your mobile phone number when filling in the information, you should receive SMS notification. When applying for a loan, the loan student and the borrower need to sign on the spot, so at this time, the borrower will also write down his contact information so that the bank can contact the borrower in the future.

Student-origin credit student loan refers to the student loan issued by China Development Bank to eligible college freshmen and students with financial difficulties, which is handled in the county (city, district) where the students are registered before entering school.

Matters needing attention in applying for student loans:

1. Loan amount. In principle, the loan amount applied by the borrower for each academic year does not exceed 8,000 yuan, which is used for the tuition and accommodation expenses of students during their school days. College students who obtained national student loans in colleges and universities in that year may not apply for student-origin credit student loans at the same time.

2. Loan interest. The interest rate of student-origin credit student loan is the benchmark interest rate of the same grade announced by the People's Bank of China in the same period, and shall not rise. Students' interest during school is fully subsidized by the finance, and the interest after graduation is shared by the students and their parents (or other legal guardians).

3. Term and method of repayment. In principle, the term of credit loans from students' places of origin shall be determined by the full-time undergraduate and junior college education system plus 65,438+00 years, and the longest term shall not exceed 65,438+04 years. For students in school, the semester is determined by the remaining years of study plus 10 years. If the academic system lasts for more than 4 years, or students continue to study for a postgraduate degree or a second bachelor's degree, the repayment period after graduation will be shortened accordingly. After the grace period, students and their parents (or other legal guardians) will repay the loan principal and interest in installments every year according to the loan contract.

4.*** Same as the borrower. * * * In principle, the borrower is the parent or legal guardian of the borrower, and the household registration before enrollment must be consistent with the borrower's own household registration; * * * If the borrower is not a parent, he must be between 25 and 60 years old. If the borrower is over 60 years old, please change the borrower.

Will parents be notified when the student loan arrives?

If the reserved mobile phone number belongs to parents, parents will be informed that the purpose of the student loan is to encourage students who want to go to school but have no financial means, and the interest on the loan will be borne by the state during school. After graduation, the student union will return the loan with the borrower. The borrower of the general student loan is his guardian. When repaying the student loan, the bank will first choose the student himself, not the parents. Student loans generally begin to repay the loan principal and interest after college students graduate, and lenders do not have to bear interest during their school days.

The Development History of Student Loan

1. 1999, the national student loan pilot project was officially launched in eight cities including Beijing, Shanghai, Tianjin, Chongqing, Han, Shenyang, Xi and Ning.

2. In February and August, 2000, the state made two adjustments to this policy, expanding the loan scope to colleges and universities nationwide, expanding the undertaking banks to four wholly state-owned commercial banks of industry, agriculture, China and construction, and expanding the loan targets to graduate students and full-time students studying for double degrees, and changing the guaranteed loans into credit loans.

3. In the second half of 2003, the national student loan declined, which was in danger of stopping. The Ministry of Education, the Ministry of Finance, the People's Bank of China and the China Banking Regulatory Commission have carried out major reforms on the national student loan policy and mechanism, and established new policies and mechanisms with the risk compensation mechanism as the core.

4. On June 28th, 2004, after the promulgation and implementation of the new mechanism, the loan interest of the loan students was extended from financial subsidies and repayment period to six years after graduation.

5. In September 2006, the national student loan compensation mechanism was initially launched, which laid a good foundation for improving the financial aid system for students with financial difficulties in colleges and universities with national student loans as the main body.

6. July 2, 20201Diary The Ministry of Education and other four departments adjusted and improved the national student loan policy, and the grace period for student loan repayment was extended from 3 years to 5 years.

On July 2002 1 September1day, the executive meeting of the State Council decided to strengthen the support of national student loans. The meeting decided to improve the national student loan policy and increase the amount of national student loan. First, the loan amount will be increased from the fall semester. The maximum annual loan amount for undergraduates will be raised from 8,000 yuan to1.20 thousand yuan, and for postgraduates from1.20 thousand yuan to1.60 thousand yuan. The financial department will fully subsidize the loan interest of students during their school days. Second, the financial department continues to give a certain proportion of risk compensation to the student loan undertaking banks, and reasonably reduce the compensation ratio. Third, guide students to be diligent and thrifty, apply what they have learned, enhance their employability and serve the country and society. Schools should also strive to provide more work-study opportunities for students.

On August 20021September 14, the State Council held a routine briefing on the State Council policy. Owen Han, Assistant Minister of Finance, said that according to the notice, the annual loan amount of full-time college students was increased from no more than 8,000 yuan to no more than 1.2 million yuan. The number of full-time graduate students increased from no more than 1.2 million yuan to no more than 1.6 million yuan.