How can WeChat authenticate its real name without a bank card?

If the user does not apply for a bank card, he can use the user name and ID number for authentication.

1. After opening the WeChat page, click [I] in the lower right corner and click [Payment];

2. Then click the [] icon in the upper right corner and select [Real Name Authentication];

3. Enter the user name and identity information to complete the real-name authentication of WeChat.

For users who have not added a bank card to WeChat, the daily limit for transfer payment is 200 yuan, and the daily limit for collection is 3,000 yuan. The limit includes all consumption limits paid by WeChat, such as payment, consumption and transfer. If there is no bank card, the money received can only be left in WeChat to change, and the bank card cannot be withdrawn.

Operating environment: glory 30s HarmonyOS system WeChat version 8.0. 16.

Real-name authentication is to verify and audit the authenticity of user data. It is helpful to establish a sound and reliable Internet credit foundation. Generally speaking, there are two ways: bank card authentication and ID card authentication, which can greatly avoid some online fraud. The certification time is generally about two working days. Real-name authentication is not only a necessary means to manage the network order, but also an inevitable product of the network real-name registration system. In the era of Internet development, real-name authentication also ensures the safety of users to a certain extent and prevents people with ulterior motives from stealing information for illegal activities.

First, reference identity

Online trading platform uses real-name authentication to prove the real identity of users. At the same time, it can also protect the legitimate rights and interests of all users, and even help the winning bidder get the task payment. Publishers can freely publish tasks (full reward, deposit auction, designated commitment). Real-name authentication is not only a necessary means to manage the network order, but also an inevitable product of the network real-name registration system. In recent years, some websites require real-name registration and telephone authentication (or send SMS verification code to users for verification). While standardizing management, it is also a means to master the development of marketing channels and customer information in related industries.

Second, the authentication method

There are generally two authentication methods: bank card authentication and ID card authentication. Bank card authentication not only plays the role of "real name", but also serves as the basis for users to withdraw cash. Some websites only classify ID card authentication as real-name authentication.

Third, meaning.

Real-name authentication helps to determine the identity, let merchants and customers understand and communicate with each other, is conducive to the development of online shopping centers, and prevents some lawless elements from deceiving consumers on the Internet.

Nowadays, with the development of online marketing, real-name authentication has also brought hidden dangers of information exposure, leading to constant marketing calls. For example, many industry exchange websites need real-name authentication, and there is demand when there is supply. Many marketing advertisers use the membership information of real-name authentication for business activities, so they must be cautious when choosing real-name authentication.