How to apply for ICBC financing e-loan?

1. The borrower downloads the latest version of ICBC Mobile Banking on his mobile phone and logs into his personal account after successful installation.

2. Click "Loan" on the home page to enter the loan page, and click "Financing e-loan" for personal credit loans.

3. Enter the e-loan application page, enter the loan amount, loan term, repayment method (one-time repayment of principal), repayment amount and other information to submit the loan.

4. The system will review the borrower's application, and after approval, it will lend the money to the bank card bound by the borrower.

Extended data:

Application conditions

China citizen with full capacity for civil conduct, aged 18-60 years old;

The applicant's work unit or habitual residence should be in the location of the loan issuing institution;

Have a fixed job, a stable source of income or a reliable repayment guarantee;

Other conditions stipulated by China Industrial and Commercial Bank.

What are the uses of electronic lending?

E-loan can be used for car purchase, home improvement, tourism, shopping and consumption, but it is not allowed to enter the securities market, futures market, equity investment, real estate market, private lending, or matters explicitly prohibited by national laws and regulations.