Is it true or false that foreign visitors come to the door after the online loan is overdue?

Under normal circumstances, the news that the online loan platform urges to send and receive the door is basically false. Because the cost of a door-to-door collection is relatively large, in most cases, the composition of the routine is relatively large. So why don't most of his platforms choose to collect money at home?

First of all, the loan amount of some big platforms is also relatively high. They won't negotiate with you first, whether you have repayment ability or not. They will choose to sue and take legal channels instead of collecting them at home.

The second way is that there is a certain cost to collect at home. If you send some disgusting news to the address book, it won't be available at this time. In fact, they know in their hearts that you don't have any money now. Even if he collects it at home, they will have their own fare and fuel, including the cost of hiring some people, and then they may not be able to urge money after coming, so they won't do such a thing.

However, credit cards and online loans will be collected if they are overdue. It is best not to overdue easily, which will not only be harassed by collection, but also affect your personal credit information and cause credit stain. It will take five years to "wash away" the debt. If you don't pay it back all the time, the credit stain will follow you all your life.

The consequences of loans overdue:

1, affecting personal travel

If personal credit records are blacklisted, for example, those who maliciously default on bank loans will be prosecuted by banks. It will make it impossible for borrowers to fly and stay in star-rated hotels.

2. Affect employment

Some companies will conduct background checks on employees before joining the company. If they find a bad credit record, they may think that this person has integrity problems and refuse to let him work.

3. Affect children's education and daily life.

If parents are included in the list of untrustworthy people, some schools that need political examination may fail to pass the qualification examination of their children, which will more seriously affect joining the army, entering military schools, taking civil servants, institutions and state-owned enterprises.

Small partners who don't know their credit information only need to pass the fast card test. You can check your personal credit score and find this WeChat applet. The data comes from online lending platforms and UnionPay all over the country. Users can query their own big data and credit status, obtain various index data, and query their own personal credit status, blacklist, online loan application record, application platform type, online loan credit limit estimation and other important data information.