Is there pre-litigation mediation for online loans?

If the customer's online loan is overdue, it may not be true to receive the text message of pre-litigation mediation, which may be a means for the online loan company to collect it. Pre-litigation mediation means that online lending companies bring a lawsuit to the court and mediate before the court files a case. If the mediation is good, there is no need to file a case. The parties can call 12368 to consult the court for manual inquiry. However, regardless of whether the pre-litigation mediation is true or not, the parties, as borrowers, should repay the loan within the agreed time limit. If they are really unable to repay the loan temporarily, they can negotiate with the online loan company to postpone the repayment. If the other party brings a lawsuit to the court, after the court decides or mediates, the other party may apply for enforcement according to the court's judgment or mediation.

Legal objectivity:

Article 243 of the Civil Procedure Law: The parties must perform legally effective civil judgments and orders. If one party refuses to perform, the other party may apply to the people's court for execution, or the judge may transfer it to the person subjected to execution for execution. Mediation and other legal documents that should be executed by the people's court must be fulfilled by the parties. If one party refuses to perform, the other party may apply to the people's court for execution.