PICC Automobile Insurance Loss Determination Process

Basic process of the owner in claim settlement:

1, show the insurance documents;

2. Show your driver's license;

3. Show your driver's license;

4. Show the identity card of the insured;

5. show the insurance policy;

6. Fill in the accident report form,

7. Fill in the details of the accident;

8. Fill in the informant, driver and contact number in detail;

9. Check the appearance of the vehicle and take photos to determine the damage;

10, the adjuster leads the owner to inspect the appearance of the vehicle;

1 1. Take photos to investigate the damage according to the contents of the report filled out by the owner;

12, the adjuster reminds the owner whether there are valuables on the vehicle;

13, sent to the maintenance station for maintenance;

14, the claim adjuster issues a task list to determine the maintenance items and maintenance time;

15, signed by the owner;

16, the owner handed over the vehicle to the maintenance station for maintenance.

Reporting: General insurance companies require reporting within 48 hours of the incident.

Extended data:

Settlement of claims in different places

One: report the case. The insured can report the case through the hotline service of the insurance company, which is the necessary process for handling the claim for auto insurance in different places. It is related to whether the owner can enjoy the claim service, and the reporting time will directly affect the claim time.

Two: investigation and damage assessment. The staff of the nearest insurance company outlet can survey and determine the damage, which is the key to claim compensation.

Three: nuclear price and nuclear loss.

Fourth, the insured submits the claim data to the insurance company outlets, and the staff uploads the data to the auto insurance claim management system.

Fifth, the claim adjuster examines, adjusts and compensates the claim according to the materials received.

Six: the insured can get compensation from the nearest outlet or get the claim payment through transfer.

Baidu Encyclopedia-Auto Insurance Claims Process