CreditEase car loan is overdue. The private messenger sent me a message telling the lender to verify the information. Is it true or not?

Really. Yixin car loan is a car loan platform with the background of an Internet giant. If the car loan on this platform is overdue, the private person will send me a message telling the lender to verify whether the information is true. If the amount is large, it will indeed come to the door, and the collection company has the right to come to the door. If the amount is small, for example, only a few thousand dollars, the probability of going to the door is relatively small, and the cost of collecting people to go to the door once is very expensive.