Routine used in fraud

With the development of society and the continuous progress of information technology, some telecommunication network fraud gangs are also waiting for an opportunity to ambush, among which SMS fraud is a more common one. The following details the routines used in fraud.

The trick used for fraud is 1. First, counterfeit money fraud

Pretending to be the victim's leader, relatives and friends, or pretending to be a government agency or enterprise unit to commit fraud.

Cooperate with the investigation. You are suspected of breaking the law.

Send verification code deposit. I'm manager Li

Shopping customer service wants a refund. You have a courier.

Do you still remember me

There is something wrong with the ticket. Old classmates

M.O. and routine

Routine 1:

Pretending to be the customer service of an online shop, claiming that the goods purchased by the parties have quality problems, and applying for a refund, falsely claiming that in order to receive a "refund", the victim is required to inform himself of personal information such as bank card number, password and verification code; Or ask the victim to borrow on various lending platforms, and then induce the victim to transfer the money to the liar.

Routine 2:

Tell the victim on the phone that the courier is lost and there is a claim. After adding friends, they send fake phishing links and collect privacy information such as the victim's e-commerce account password and bank card account password. , and then set out the bank verification code from the user's mouth on the grounds of verification, and finally stole the bank card.

Routine 3:

Liars pretend to be CDC, Social Security Center, Communications Administration and other units, claiming that the victim's identity information and mobile phone number were fraudulently used for various reasons, and helped them to transfer to the so-called "police handling cases". The swindler then pretends to be a policeman, a judge, etc., claiming that the victim is suspected of committing a crime, asking the victim to cooperate with the investigation, prove his innocence, and transfer the deposit to the "safe account" given by the other party;

Or ask the victim to collect all the funds into his own bank card, and then transfer the funds of the bank card by defrauding the victim's bank card password, verification code, online banking and other information.

Routine 4:

Pretending to be the victim's friend, claiming to be in a hurry, asking a friend to help transfer money.

There are many other routines. When chatting with acquaintances involves money, it is best to talk face to face or confirm each other's identity through multiple channels. Don't worry. Although there is love in the world, don't help swindlers rush KPI.

Second, part-time fraud

Publish false part-time information through the Internet, recruit part-time jobs online with high commission, and defraud entry fees, brush principal, agency fees, etc.

Brush time and be free at home.

Ma Bao, students can get a commission for journalism.

Pay the deposit first and then take the order +V watch the video to make money.

Game agents use keywords to do tasks.

Recruit summer jobs, promote online, and get more for more work.

Hi, are you interested in taking a part-time job?

Routine 1:

False propaganda game plug-in, the victim does not provide plug-in after paying, inducing him to become an agent. Some also claimed to make money by watching videos and praising tasks, but asked the victim to recharge the members of the APP in advance.

Routine 2:

Lure the victim to help a shop with a high commission. After the victim took the bait, he gradually increased the difficulty of brushing the bill, demanding that the commission can only be returned after brushing this task, but the victim usually can't finish it because the amount required by the task is too large.

Routine 3:

Using multiple accounts to cheat in partnership, on the grounds of recruiting typists, voters and bill swipers, there are income and work expenses of receptionists, entry teachers and membership upgrade fees of task teachers.

Anti-fraud reminds you:

Any part-time job that requires advance payment and brushing bills are fraud. Don't have the mentality of "coveting small advantages" and "making big money easily". Don't trust the so-called high income, and don't click on unfamiliar links easily. To find a part-time job, you should go to a formal recruitment, intermediary platform or company, sign a detailed labor contract and safeguard your legitimate rights and interests. If you encounter fraud, you should call the police in time and keep the other party's phone number, QQ, WeChat and chat records and submit them to the police so that the police can solve the case.

Third, financial credit fraud.

In the name of handling financial services (loans, credit cards, investment and wealth management, cashing, etc.). ), charge service fees, membership fees, etc. Engage in fraud.

Join the P2P platform to withdraw cash.

Opening an account loan eliminates loan records.

High-yield return and low-risk loan stolen.

Credit card cashing keyword service fee

This is a membership-based investor search.

Routine 1:

Send stock recommendation information to victims every day, show screenshots of customers' income, attract victims to join, and charge certain service fees and appointments. After the victim paid, the other party was silent.

Routine 2:

He lied about making a loan on behalf of the victim, and then collected money from the victim several times in the name of charging a handling fee for the loan, charging an activation fee for activation, and reactivating the deposit after the activation failed.

Routine 3:

Let the victim take pictures of the goods on the grounds of helping cash out, which means that the money will be refunded to the victim after receiving the goods, but there is no refund, and the victim will be deleted or blacked out after payment.

Anti-fraud reminds you:

Please always remember to calmly analyze the investment projects with "high return" and "get rich quickly"! You should discuss with your family before investing. When choosing wealth management products, it is best to go to formal financial companies such as banks and securities.

Fourth, low-cost induction/free delivery.

Liars trick victims into paying for purchases by publishing information about ultra-low-priced goods; Or use the fan feedback activity as an excuse to give free gifts to the victims under the guise of defrauding postage or personal information.

Looking for you to forward this circle of friends.

Annual feedback of new store opening lottery

Gifts are free, but postage is required. Congratulations on your award.

Send new mobile phone keywords to seize the market

There is no threshold for free adoption of pet dogs.

Pay 1 yuan to participate in the activity.

Routine means:

Routine 1:

Send a circle of friends to praise the lucky draw with the celebration or festival, lie about winning the prize after locking the victim, pay the postage to receive the prize, then delay for various reasons, and finally do not directly reply to the victim.

Routine 2:

On the grounds of looking for a woman, he said that he would send a mobile phone to help forward it to find a woman. After receiving the postage, she kept asking the victim to pay for other reasons, and finally deleted the victim.

Routine 3:

Selling Apple, VIVO and other brand mobile phones with ultra-low price gimmicks, after charging the mobile phone fee, asking the victim to pay again for various other reasons, causing the other party to be alert and immediately deleting the black friends.

What are the fraud methods?

1, acquaintance fraud

These swindlers often pretend to be swindlers or fellow villagers or friends. Victims often have to "surrender" because of face or "friendship". What's more, they regard other people's search as an honor, "I'd rather believe what they have than what they have", and then "give generously".

2. Fraud in the name of an intermediary.

At present, such fraud cases are on the rise. Now some students go out to do part-time jobs and tutor. And this may happen. This kind of swindler takes advantage of students' eagerness to find a good part-time job and tutor, and swindles in the name of recruiting points and part-time tutor intermediary. Or use students as their part-time labor force and make a big profit from it.

3. Fraud in a special identity

Most of these swindlers cheat in the name of "capable people and celebrities" in society, such as lying that they are directors, public security personnel, businessmen and qigong masters. , improve their social status, said "fully capable" to solve difficult things such as finding a job. This kind of fraud is relatively simple and easy to be seen through.

4. Fraud in the ability to be in urgent need of help when encountering some kind of disaster. At present, such fraudsters mostly commit fraud in the name of lost or lost students, people in disaster areas and victims. In fact, this kind of fraud is mostly primitive, and everyone can see through it with a little thinking.

5. It's true to win the trust with small profits.

This kind of liar is very cunning, so he takes the method of "playing hard to get", first fulfilling the benefits of his promise, making you feel that what this person is doing is credible, and then beating you hard after gaining your trust, making you suffer huge losses in absolute trust and unconsciously. This kind of fraud is well planned, difficult to find and harmful.

How to prevent fraud

We should think deeply and investigate the "windfall" and "benefits" that fly in, especially the benefits promised by people who are not familiar with them. You know, nothing falls in the sky. Overcome the psychology of being greedy for petty gain, and you won't be ecstatic about the sudden "benefits". The best defense against these windfalls and benefits is to think twice before you act.

In a word, the process of cheating by fraudsters can be divided into two stages: one is to win trust, and the other is to defraud the other party's property. For fraudsters and victims, the first stage is the most important and prominent stage of fraudsters' behavior. Although there are many ways to cheat, we can avoid being cheated in most cases as long as we have a strong sense of anti-cheating, overcome some bad psychology in our hearts, stay awake, and do "think twice before you act, and check before you act".

However, in practice, we should also raise the awareness of fraud prevention, not be greedy for petty gain and avoid harming our own interests.