Guangfa Bank sends text messages to go through judicial procedures.

The bank said that it doesn't matter to go through the judicial process, which means that the bank is preparing for litigation, so the debt must be handled correctly, not to evade or conceal, and strive for pre-trial negotiation-delaying repayment by stages (this is the best result). If negotiation fails, the court will decide to repay, so it is good to actively raise funds to repay at this stage. If you can't repay it, you can only assume the account, freeze assets and property, be blacklisted, or even auction the property, which is the worst result. In a word, we should face it positively and strive for the best result.