Joke Collection Website - Public benefit messages - Why is there repayment information before the flowers bloom?
Why is there repayment information before the flowers bloom?
Huabai is a consumer credit product launched by Ant Financial from 2065438 to April 2005. After users apply for opening, they can get a spending quota ranging from 500 to 50000 yuan. When spending, users can prepay the amount of ant flowers and enjoy the shopping experience of "spending first, then paying". Ant Flower Garden Consumer Credit Asset-Backed Securities Project was listed and traded in Shanghai Stock Exchange on August 4, 20 16, becoming the first ABS of Internet consumer finance in Shanghai Stock Exchange.
Rules for installment repayment of flowers:
1, the flower bud installment must be applied before the repayment date (including the repayment date), and it cannot be applied after the deadline. The operable installment time is between the monthly billing date and the repayment date.
2. You can only apply for installment once a month. After the application is successful, it cannot be cancelled. Please confirm your choice, that is, think twice before you act.
3. Repayment can be made in advance. If there are sufficient funds after the flower buds are staged, they can be settled in advance and all subsequent bills of the flower buds can be paid off.
4. Cannot apply for installment: overdue fee, minimum repayment cycle interest, installment fee and installment principal, deferred repayment fee and deferred payment principal.
5. Except for the installment amount, everything can be installment, but the installment amount is greater than or equal to 10 yuan, and less than 10 yuan, so you can't apply for installment.
6. There are three phases, six phases, nine phases, and 12 phase. There will be different installment fees for different installments. When applying for installment, it will show the amount of each installment fee and when it will be returned.
7. The quota will not be restored immediately after the installment, because consumption still occupies the quota, and the quota will be gradually restored every repayment in the future until the bill is settled.
After comprehensive evaluation, ant micro-loan will give users a quota, so that users can enjoy the service of spending first and then paying in designated stores.
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