What's the matter with Didi loan but no loan?

Didi Loan is a loan product under Didi Finance, with a maximum loan amount of 300,000. Its application threshold is also relatively low, as long as you provide personal identity documents and bank cards, you can apply. However, there are many users' feedback, and Didi Loan has a quota and does not lend money. What is the general situation? What's the matter with Didi loan but no loan? 1 Personal credit problem: When applying for Didi Loan, check the borrower's credit information. If the borrower's credit information drops or has a bad record on the Didi platform, it is easy to be refused to lend. 2 Personal repayment ability is insufficient: Personal income and other information are required to apply for Didi Loan. If the personal debt is surplus income, it is likely that the Didi loan will not be extended due to risk considerations. The above is an introduction to the relevant contents of Didi Loan, hoping to be helpful.