Joke Collection Website - Public benefit messages - Why didn't you receive the information when Weizhong Bank applied for a loan?

Why didn't you receive the information when Weizhong Bank applied for a loan?

I applied for a loan from Weizhong Bank, but I didn't find it on the credit website.

1. Weizhong Bank is a formal filing bank. As long as the application and credit inquiry records show the loan approval inquiry, one week after the loan is issued, your loan details will generally be displayed in the credit inquiry, including the amount, loan date, maturity date, repayment date and other details.

2. To inquire about credit information, go to official website, Credit Information Center of China People's Bank. Enter personal identification information and a UnionPay card for verification, and the query results will generally be returned the next day. You can log in with the verification code to view or download it.

2. The bank loan cannot be overdue, otherwise it will affect the credit investigation.

What happened when Weizhong Bank's Wechat business loan never arrived?

Hello, I think the loan failed. If the loan fails to arrive, you should call to ask.

I borrowed a small loan. Why hasn't it arrived yet? What happened?

The reasons for the failure to receive the micro-loan may include:

1, due to bank access or network fluctuation, sometimes the loan will be delayed, so you can wait for a while to see if it has arrived;

2. The status of the bank card is abnormal. If the bank card is frozen or expired, it will not succeed. It is recommended to check the status of the bank card.

In addition, the bank card II account will also be unable to borrow because of the quota problem. If it is a Class II card, you can change it into a Class I card and apply for a loan.

"Micro-loan" is the first online micro-credit revolving consumer loan product launched by Weizhong Bank, the first internet bank in China, for WeChat users and mobile QQ users. 20 15 was launched on mobile QQ in May and on WeChat in September.

Product characteristics

As an Internet banking loan product launched by Weizhong Bank, "micro-loan" has the following characteristics:

(1) Unsecured and unsecured;

Most personal loans provided by traditional financial institutions require borrowers to provide guarantees such as mortgages, and it is difficult for individual users who cannot provide guarantees or have no fixed assets under their names to obtain loans. "Micro-loan" does not need mortgage and guarantee, and does not need to submit any paper materials, which can better meet the micro-financing needs of users with good credit.

(2)7*24 hours service, the fastest 1 minute to complete the loan;

Relying on strict risk control rules and complete technical support system, "micro-loan" provides 7*24 hours online service, with convenient and efficient procedures. All processes are completed on mobile phones, and loans can be made in 40 seconds at the earliest.

(3) There is no handling fee for prepayment;

Most traditional financial institutions require users to repay on the repayment date. If the user wants to repay the loan in advance, he needs to apply and pay the handling fee. In addition to the regular default withholding repayment, "micro-loan" also supports users to settle loans at any time without charging any other additional formalities.

Quotas and interest rates

The credit line of "micro-loan" is between 100 yuan and 200,000 yuan, which varies according to the individual's comprehensive situation. A single loan can be loaned 100-40,000 yuan.

The daily interest rate is 0.02%-0.05%, 1 ten thousand yuan daily interest 2-5 yuan.

"Micro-loan" adopts the official invitation system. Invited users can see the "micro-loan" entrance in the "QQ wallet" of mobile QQ and "WeChat payment" of WeChat, and can get a loan amount of up to 200,000 yuan.

The Wechat business loan from Weizhong Bank has not arrived yet. What should I do?

This first depends on the status of the iou. If it is an application, it may be that you didn't upload the face brushing video, so just re-operate the face brushing video. If it is a loan status, you have to contact customer service.