There is money in the provident fund card. Why did the deduction fail?

Debit cards and provident fund co-branded cards are two different things. Unless you are bound to be able to transfer and deduct fees independently (different policies in different regions, some can't, and some directly deduct from the joint card of the provident fund), you need to transfer the money from the provident fund to the deduction account yourself. The deduction of provident fund loan failed, but the card had money. In this case, you need to consult the provident fund center. But you have to submit such an application first (if the provident fund is insufficient, deduct the bank card first). The provident fund will send you a short message every month to inform you (free of charge) how many loans will be deducted from the provident fund this month, or the balance of the provident fund card is insufficient, and the bank card deduction is successful, and so on. Very detailed, even the principal and interest of monthly repayment.

How to make up for the failure of deduction of provident fund loans?

If the balance of the mortgage repayment date is insufficient and the deposit arrives on the same day, the bank will be immediately notified to deduct again, so that the information can be displayed that the deduction is successful.

1. Be able to take the initiative to repay according to the full-automatic video voice of mobile banking, online banking and electronic banking (Note: reserved

Gold loan, banker loan, foreclosure loan, etc. And the loan overdue for more than 90 days cannot be repaid in this way).

2. Wait for the system software to automatically make up the deduction every day (excluding provident fund loans, car purchases and loans withheld by other loan enterprises at China Merchants Bank). Note: If the repayment is not made immediately and in full on the "deduction date", loans overdue records will be generated, which will be uniformly entered into the personal credit information system by the central bank.

After checking that it meets the standards, the bank promises to provide loans to the buyers, and handle the mortgage filing and fairness according to the real estate sales contract presented by the buyers and the mortgage loan contract signed between the bank and the buyers. The bank will immediately deposit the loan assets into the account of the selling enterprise in our bank within the time limit stipulated in the contract.

The deduction of housing provident fund loan is the first working day of 15 years 1 month, and the repayment will be automatically deducted from the personal provident fund. In case of national legal holidays, the deduction period will be extended.

If the balance of the company's personal provident fund deduction day is insufficient, it can be repaid later.