The card of Agricultural Bank of China opened the second-class account of ICBC. How to cancel?

You can log in to mobile banking, select "My Account" function and click "Apply for account cancellation" below the corresponding account, or log in to online banking and select "Account List-More-Apply for account cancellation" function to cancel the account. You can also bring your valid ID card to any branch in the place for cancellation, and you can't act as an agent. You can check the results the next day after the application is cancelled.

Operating environment: mobile banking, version and model: 10.9.8.

Tips: Class II and III accounts can be re-opened after cancellation, but the accounts will be changed.

( 1),

A class of bank accounts is a class of accounts, and the People's Bank of China requires banks to classify bank accounts.

There are three main differences between them and the second and third categories:

First of all, the quantity that can be handled is different:

Only one bank can handle 1 account;

There is no limit to the number of accounts processed in Category 2 and Category 3.

Second, the way of opening up is different:

1 The account can only be opened at the counter of online outlets;

The second and third types of accounts can be opened online.

Third, the use restrictions are different:

1 Class card has no restrictions;

The daily cumulative limit of cash transferred from unbound accounts of Class II households is 6.5438+0 million yuan, and the annual cumulative limit is 200,000 yuan; The daily cumulative total limit of consumption payment, transfer to unbound account and cash withdrawal is 6,543,800 yuan, and the annual cumulative total limit is 200,000 yuan.

The balance of the three types of accounts shall not exceed 1000 yuan; The daily cumulative limit of funds transferred to unbound accounts is 5,000 yuan, and the annual cumulative limit is 65,438+10,000 yuan; The daily cumulative limit of consumption, payment and transfer to unbound accounts totals 5,000 yuan, and the annual cumulative limit totals 654.38+10,000 yuan.

(2),

1 account refers to an account opened at the counter of a traditional bank that meets all strict requirements in real-name registration system. Simply put, it is a savings card or debit card in your hand. Its functions include deposit, purchase of wealth management products, withdrawal of cash, transfer, consumption and payment.

Category 2 accounts refer to accounts that cannot access cash or transfer money to unbound accounts. The one-day payment limit for such accounts is 654.38+0.0000 yuan. For example, credit cards are like this.

Type 3 accounts are mainly used for quick payment, such as flash payment and confidential payment. They can only handle small consumption and payment, and cannot handle other businesses. The indoor balance does not exceed 65,438+0,000 yuan.

Bank account is the general name of deposit account, loan account and current account opened by customers in the bank. For Category 2 and Category 3 account limits, the main purpose is to effectively control the capital risk of customers.

The biggest difference between type 2 account and 1 account is that you can't access cash and transfer money to an unbound account. This blow needs detailed memory. The biggest difference between type 3 households and type 2 households is that they can only handle small consumption and payment, and cannot handle other businesses.