What should I do if the transfer amount of ICBC exceeds the limit?

You can set the number of bank transactions per day. If the number of transactions is exceeded, the transaction can be prohibited. You can set it on the bank's mobile APP, call the bank service hotline, or bring your ID card and bank card to the bank counter.

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1. What does it mean that the transaction amount exceeds the limit? Generally, the transaction amount exceeds the limit of the amount payable by the issuing bank or credit card users when using Alipay and other quick payments.

Every bank has a maximum payment limit for online payment. If this limit is exceeded, online payment will not be allowed. The reasons why the transaction amount exceeds the limit are:

1. The cardholder has set the limit for a single transaction or the accumulated limit for the current day among qualified users.

2. When applying for online banking, the cardholder sets the limit for a single transaction or accumulated on that day.

Methods for clearing the transaction amount exceeding the limit:

1, installment payment.

2. Bring your ID card and (credit card) to the bank for modification or cancellation.

3. Log in to online banking to modify or cancel the transaction amount.

Second, using ICBC mobile banking to transfer money requires verification. At present, authentication media include electronic password, SMS authentication, U shield authentication and password card authentication, and different authentication media have different transfer limits.

Details are as follows:

1. electronic cipher: the transaction limit is 200,000 yuan, and the daily accumulated amount is 6,543.8+0,000 yuan. If you want to inquire about the current and used limit of electronic cipher, or adjust the limit, you can log in to mobile banking and select the function of "My-Security Center-More-Secure Media Management-Limit Management" to operate.

2. SMS authentication: the single and daily cumulative limit is 6,543,800 yuan (inclusive), and the maximum can be adjusted to 20,000 yuan; The monthly cumulative limit is 50,000 yuan (inclusive), and adjustment is not supported at present. If you don't know the current and used limit of SMS authentication, you can log in to mobile banking and select the function of "Favorites-ICBC e-Payment-Payment Limit" to inquire.

3. Mobile banking U shield: the single limit is 6.5438+0 million yuan, and the single-day limit is 5 million yuan. Users can log in to mobile banking and select the function of "My-Security Center-More Secure Media Management-Quota Management" to query the current and used quotas of U Shield.

4. Mobile banking password card: the single limit is 1 0,000 yuan, and the cumulative limit for a single day is 5,000 yuan. It should be noted that the password card of mobile banking currently does not support the adjustment of the amount, and the maximum limit does not support the increase. Therefore, if you need a higher payment amount, it is recommended to apply for a U shield or password.