Is medical insurance verification SMS a fraud?

Medical insurance verification SMS is fraud.

Many citizens reported to the Chengdu Medical Insurance Bureau that they received short messages of medical insurance fraud, most of which were "the insured account is invalid", "the medical insurance information is missing and will be suspended" and "the medical insurance has been received and automatically invalidated without verification", with a link to the website.

Chengdu Medical Insurance Bureau urgently reminds that such information is false and fraudulent. The general public and friends should never trust the content of short messages and related links to protect personal information and property safety. The relevant person in charge of Chengdu Medical Insurance Bureau said that the SMS sent by the medical insurance department will not be attached with any website or link, and the cardholder does not need to enter any personal privacy information such as name, ID number and financial account number.

The role of medical insurance

Medical insurance can mainly reimburse the insured for reasonable and necessary medical expenses due to illness or accident, which belongs to reimbursement insurance, and multiple medical insurances cannot be reimbursed repeatedly. Medical insurance is generally divided into many categories, including millions of medical insurance, hospitalization insurance, accidental injury insurance, outpatient and emergency medical insurance, hospitalization allowance medical insurance and so on.

When applying for medical insurance, it is usually necessary to make a health notification, and the insured must truthfully inform the relevant situation according to the contents of the health notification, and cannot conceal the insurance.