SMS from Minsheng Bank Credit Card: What does this mean? Is it the total credit card limit? No one answered the customer service phone.

Hello, it's not a credit card limit. Cash advance refers to the transaction of withdrawing cash at the counter or ATM with a credit card according to the cash advance limit approved by the bank, which is equivalent to unsecured small cash loan. Cash advances do not enjoy the interest-free period, and overdraft interest must be charged from the bank bookkeeping date to the repayment date, and a certain handling fee must be charged to you.

Cash advance limit is a limit that allows cardholders to borrow cash in advance, and it is a part of the credit limit of cardholders. The withdrawal amount of Minsheng Credit Card Personal Card will be dynamically adjusted according to the customer's card usage. Please refer to the system display.