Did Jiufuwanka get the credit report?

1. The official has not made a clear statement on whether Jiufuwanka has received the credit information.

2. Judging from the feedback from Jiufuwanka users, it is probably not a credit report.

3. However, the inability to obtain credit information does not mean that Jiufuwanka cannot understand the borrower's credit situation, nor does it mean that the borrower can default on repayment.

4. Jiufuwanka will refer to the borrower's sesame credit score and communication card credit record when reviewing the loan application, and the review of personal income level is also strict. Without sufficient credit certificate and repayment ability certificate, it is impossible to successfully borrow money.

5. If the borrower defaults on repayment, even if it does not affect its credit report, it will also bear the corresponding overdue penalty interest and late payment fee. Borrowers who are seriously overdue will also face various collection methods, which will affect their personal reputation and normal work and life.

Extended data:

On the one hand, Jiufu Wanka integrates the internal consumption scenes of various sub-brands of Jiufu Group, and users can use it for life after obtaining the quota. With the recovery of the quota, a "one account pass" has been formed throughout the internal consumption scene.

At the same time, Jiufuwanka actively introduces external partners such as e-commerce platforms, merchants, banks, insurance and payment institutions. Expand external scenes, form a "five diamonds" business model based on artificial intelligence technology to connect online and offline, and realize the business pattern of financial technology empowering "new retail".

In the mode, Jiufuwanka, as an intelligent credit account, evaluates the credit of users (consumers) and determines the credit limit through self-developed "fire eye rating" and "rainbow rating";

At the same time, expand product usage scenarios, and provide consumers with shopping, consumption staging, credit card management and other services through the establishment of online and offline consumption scenarios.

References:

Jiufu Wanka official website