Today, I received information from the court and Weizhong Bank. I want to freeze my WeChat account and ask for help. Is it true?/You don't say. How to solve it?

Really. If the online loan is overdue, the other party will sue you, and the bank can freeze your bank card and various accounts. It is really possible. First of all, you should actively repay the loan. Secondly, you should actively communicate with the loan auction staff. Although the auction loan is a formal loan product, it does not mean that your overdue case will be handled by the staff of the auction loan. Under normal circumstances, the online loan company will choose a third party to collect money to handle your case, so the communication between you in negotiating repayment is also very low. The only thing you can do is to actively repay.

Let me talk about the situation of getting a loan first.

Auction loan is a formal online loan product. Although this product is very formal, it is still an online loan product. You should have seen a lot of negative news about online loan products. I advise you not to apply for this kind of products unless it is necessary. This product will be reported by the central bank, which means that your overdue behavior will not only generate penalty interest, but also affect your personal credit and directly affect your personal life in the future.

Second, you need to actively repay.

Regardless of whether the other party's prosecution information is true or not, what you need to do is not to entangle the issue of prosecution, but to find ways to actively repay. Auction loan is a formal loan product. If you don't pay back the arrears, your arrears will roll up and your personal credit will be reflected. I suggest you seek the help of relatives and friends in this way to repay the loan in time.

Third, you can choose to actively communicate with each other.

There is generally no room for communication between the collectors of online loan products, because it is generally difficult for users of online loans to squeeze out cash. Even so, I suggest you actively communicate with each other, try to understand your own funds and express your willingness to repay actively. Users who borrow online loans generally don't borrow too much money, because the credit line of online loan products is generally low, and you can take the initiative to repay through real relationships. It is best not to affect your work and life because of online loan problems.