Pat pat, the loan arrears are 2000 yuan overdue, and I sent a text message saying that I would collect it at home.

Legal analysis: If you receive a notice from the loan payer, you will definitely go home to collect it. If you borrow the notice, you need to verify the authenticity and call customer service to avoid being impersonated by a liar to collect the money defrauded by the staff. If it is really a debt collector, then you need to communicate with the debt collector to discuss the repayment.

Legal basis: Civil Code of People's Republic of China (PRC).

Article 673 Where the borrower fails to use the loan according to the agreed purpose, the lender may stop issuing the loan, recover the loan in advance or terminate the contract.

Article 674 The borrower shall pay interest at the agreed time limit. If the time limit for paying interest is not stipulated or clearly stipulated, and cannot be determined according to the provisions of Article 510 of this Law, if the loan period is less than one year, it shall be paid together with the loan; If the loan term is more than one year, it shall be paid at the end of each year; if the remaining term is less than one year, it shall be paid together with the loan.

Article 676 If the borrower fails to repay the loan within the agreed time limit, it shall pay the overdue interest in accordance with the agreement or the relevant provisions of the state.