Many banks in Zhengzhou have introduced deferred loan repayment policies

Zhengzhou Bank credit cards have a grace period. The current grace period stipulated by Zhengzhou Bank is 3 days. Zhengzhou Bank's credit cards generally have a grace period. As long as the debt is repaid within the grace period, it will be regarded as normal repayment and will not affect your credit. Moreover, if the cardholder makes insufficient repayment in a single installment, and the unpaid portion of the account after the due payment date is less than or equal to 10 yuan, it shall be regarded as the cardholder repaying the full amount, and the unpaid portion shall be deemed to have been repaid in full. will be automatically transferred to the next bill.

1. Persons who are hospitalized or quarantined due to the novel coronavirus (new coronavirus-infected pneumonia), those who need to be quarantined for epidemic prevention and control, those who participate in epidemic prevention and control, and those who have temporarily lost their source of income due to the epidemic. For this group of people, financial institutions should give appropriate tilts in credit policies, flexibly adjust personal credit repayment arrangements such as housing mortgages and credit cards, and reasonably extend the repayment period.

2. The Agricultural Bank of China can apply for mortgage extension. Staff involved in epidemic prevention and control; people who have lost their source of income due to the epidemic; people whose loans are overdue due to non-personal subjective reasons due to the epidemic. Measures: For customers who have temporarily lost their source of income, flexibly adjust the repayment arrangements for personal credit such as housing mortgages, and reasonably postpone the repayment time; for the above-mentioned people whose loans are overdue, they will not be regarded as defaulting for the time being and will not be included in the list of defaulting customers. Charge penalty interest. Application process: The Agricultural Bank of China has issued relevant rules in Hubei Province and Taizhou and Fuzhou in Zhejiang Province. It has not been issued in Henan and other regions. The main response is from the branch loan manager and bank customer service.