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Is there a handling fee for mobile banking transfer?
There will be no handling fee for cross-bank transfer of mobile banking by major banks, but there will be quota restrictions.
1. Bank of China and mobile banking don't charge fees for the transfer. No matter whether it's cross-bank or off-site, the transfer will arrive in real time. The daily transfer limit is 654.38 million yuan. If you need to transfer more than 6,543,800 yuan, you need to bring your ID card and bank card to the bank to handle the transfer limit.
2. ICBC and ICBC's mobile banking domestic transfer and remittance are free and arrive in real time. The maximum single transfer of electronic cipher is 200,000 yuan, and the daily cumulative transfer limit is 6,543,800 yuan; A single transfer through U Shield cannot exceed 6.5438+0 million yuan, and the daily cumulative transfer limit is 5 million yuan.
3. China Construction Bank and China Construction Bank mobile banking will not charge renewal fees after February 25th, 20 16, and they will be received in real time. The cumulative transfer limit for a single day is 50,000 yuan. If you change the mobile phone equipment, you can only transfer 5000 yuan for a single transaction, and now you need to remove the original equipment.
4. Agricultural Bank of China, Agricultural Bank of China pocket bank inter-bank transfer, off-site transfer without handling fees, real-time arrival. However, there is a mobile phone express electronic payment bill, with a maximum of 50 thousand and a daily limit of 50 thousand; Accumulate 500,000 yuan per transfer day by using K-form.
5. Bank of Communications, Bank of Communications mobile banking cross-bank RMB transfer does not charge fees, and it arrives in real time. The daily limit of using SMS dynamic password transfer is 50,000 yuan; The daily limit for transferring money through intelligent network shield and dynamic token is 100 yuan.
Savings card fees mainly include annual fee, small account management fee, loss reporting fee, new card cost, cash withdrawal fee (including local interbank, remote bank, remote bank, overseas ATM, Hong Kong and Macao), transfer fee (including remote bank, remote bank, local interbank and overseas wire transfer) and online banking transfer fee (including remote bank, remote bank, local interbank and overseas remittance).
The specific charging standards vary from bank to bank:
Industrial and Commercial Bank of China: the card swiping fee is 5 yuan, and the annual fee is 10 yuan/year, which is lower than the small account management fee charged by 3 yuan, 300 yuan/quarter. The same city/transaction bank withdraws money from 2 yuan.
Agricultural Bank of China: the card swiping fee is 5 yuan, and the annual fee is 10 yuan/year, which is lower than the small account management fee charged by 3 yuan/quarter in 300 yuan. The same city/trading bank withdraws money from 2 yuan.
China Construction Bank: the charge for card swiping is 5 yuan, and the annual fee is 10 yuan/year, which is lower than the small account management fee charged by 3 yuan, 500 yuan.
Bank of China: the card processing fee is 5 yuan, the annual fee is 10 yuan/year, and the small account management fee is not charged, and the bank in the same city withdraws money from 4 yuan.
Bank of Communications: the card swiping fee is 5 yuan, and the annual fee is 10 yuan/year, which is lower than the small account management fee charged by 3 yuan, 500 yuan/quarter, and the interbank withdrawal in the same city is 2 yuan/transaction.
China Postal Savings Bank: It's free to apply for a card, and you can withdraw money from 2 yuan/transaction in the same city. Most provinces and cities do not charge annual fees and small account management fees.
China Minsheng Bank: It's free to apply for the card, no annual fee and no small account management fee (except Shenzhen), and the first three withdrawals in the same city are free every month, and then 2 yuan/transaction.
Everbright Bank: It is free to apply for a card, with no annual fee and no small account management fee. The first three withdrawals in the same city are free every month, and then 2 yuan/pen.
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