How can agricultural bank card transfer fail?

If the transfer fails, it will be returned to the bank card you transferred within 1-3 working days.

If it is a peer transfer, the transfer fails, and the money will not be transferred out of the bank card, so the money has not moved; In the case of inter-bank transfer, because the transfer bank does not recognize the account name of the receiving bank, the money can be transferred out of the card, and can only be returned after being transferred to the receiving bank, and cannot be recorded. Generally, the money will be returned to the bank card within three to five working days after the transfer, and it will be postponed on non-working days. If it is a real-time transfer between five lines or four lines, you can basically remit money within 2 hours, maybe less than 2 hours. If the remittance fails, there will be a prompt and you will return to your original account. If you don't return to your original account within 24 hours, you'd better contact the transfer bank and UnionPay for telephone handling. Telephone voice communication is the fastest and most convenient.

Transmission failure is usually caused by the following situations:

1. Another account is abnormal. When using a bank card to remit money, if the other party's account is abnormal, such as being cancelled or frozen, and it is impossible to remit money to the other party's account, the remittance will fail.

2. Information input error. When using a bank card to remit money, if the information is entered incorrectly, the remittance will fail.

Of course, if the remitter's name, account number and transaction password are wrong, the remittance fails.

3. The account balance is insufficient. When bank card remittance shows that remittance failed, you can query the balance of remittance bank card. If the balance in the card is lower than the remittance amount, the remittance will definitely fail.

4. The reason why the system/network is busy. If online remittance, the system is busy or the network is not good, remittance may fail.

The refund time for bank transfer failure is generally within seven working days, and the case of bank transfer refund is usually due to incorrect information input. Transfer has become an ordinary fund transaction, but if you want to ensure the success of cross-bank transfer, you must first check whether my user name and account number are consistent and whether the bank name is filled in correctly, otherwise you will not be able to remit money successfully. If there is an error in remitting money to others, the bank will refund the money, but of course the handling fee will not be refunded.