China Construction Bank Fu Deng Credit will return the credit report in a few days.

After applying for a personal loan from CCB, the borrower will generally sign a loan contract and agreement with CCB, which will specify the repayment of the personal loan and the conditions for overdue recognition. According to most netizens' feedback, there is no grace period for repayment after handling personal loans in China Construction Bank, and the repayment can only be made according to the repayment date agreed in the contract, otherwise the bank staff will upload overdue records to the credit information center, causing credit stains and affecting individuals' handling of credit cards and loans.

Credit investigation is an activity of collecting, sorting, saving and processing the credit information of natural persons, legal persons and other organizations according to law, providing credit reports, credit evaluation and other services to help customers judge and control credit risks and conduct credit management. Credit investigation is a professional and independent third-party organization that establishes credit files for individuals or enterprises and provides a platform for professional credit investigation organizations to enjoy credit information.