I often get text messages about loans.

First, I have been receiving some so-called verification code information about bank card loans recently, or directly.

Maybe someone stole your information and used it to apply for a loan.

Second, I have been receiving the credit card SMS verification code from the bank. What happened?

There may be two reasons for this: 1. The former holder of this mobile phone number used this number to bind a credit card; 2. Personal information was leaked and criminals tried to steal it. If someone steals your card and submits a transaction, he will be asked to enter the verification code on your mobile phone. If he is right, he will fill in the number on your mobile phone and the transaction will be successful. However, the number of errors is limited, so there is no need to worry too much about security. If you are afraid of such risks, you can go to the bank to turn off the fast payment function. How to protect personal information security 1 Develop a good habit of surfing the Internet and surf the Internet green. Don't visit websites you don't know or don't know, and don't download the contents. It probably has a Trojan virus built in to steal your personal information and get enough information about your anti-virus software, but it is inevitable that you will slip through the net. Therefore, it is best to visit websites that you are familiar with, recognized and officially certified. 2. Strictly guard against phishing software. You should be careful when downloading software on the website. Some software looks like decent software, which is similar to the pages of the software you are familiar with in all aspects. In fact, it will capture the user's personal information. For example, if you need to input your personal information, including important information such as telephone number, ID number and even bank credit, you should be careful. 3. Don't disclose personal information at will. Some people leak their personal information online without paying attention. For example, a web page pops up saying that you won the prize, and you need to fill in the bank to receive the prize, and you need to pay the postage to receive it. Some people fill it out without thinking, and they reveal their personal information before being cheated. Therefore, when surfing the Internet, you must first know whether the information you need to fill in involves your information security, so you need to be cautious. 4. Local encryption. If important information is to be stored in the computer, it is best to encrypt the disk or file. Cases of computer leaks abound, such as hacking, computer poisoning, maintaining security, computer loss and so on. The security of personal information cannot be guaranteed. Although there is no absolute security, please encrypt it for the sake of greater security. 5. Install personal firewall and update and install system patches in time. Install a firewall to improve the security level of personal computers, detect unknown situations in time to remind users, and update patches to fix system vulnerabilities. If you don't do this, criminals can use this to steal information. 6. Check and kill viruses regularly and update virus database in time to protect computer information security. Anti-virus is very important. Nowadays, the popular Trojan virus steals user information. Updating the virus database can arm your virus database in time and scan the most comprehensive virus harm. 7. Store information in a safe place. Security-related information should not be placed on the Internet or in mailboxes, which may lead to information leakage. Usually put on the computer hard disk. However, to do a good job of encryption, it is best to save it in a portable U disk and a mobile hard disk, and then take it out when necessary. 8. Do a good job of data backup. Data backup is very important, it involves security and important information. You can back up multiple files, so that some files will be lost, or divide a file into several small files and store them in different places, so that even if some files are stolen, there will be no loss.

3. Why did my mobile phone inexplicably receive a short message with verification code for quick loan?

There are two common situations in which people who do not operate mobile phones receive the verification code of the loan platform. One is that someone else entered the wrong number, and the other is that the mobile phone number was leaked.

1. Others entered the wrong number. This is mostly because other people's mobile phone numbers are very similar to their own. If some numbers are accidentally entered incorrectly, the verification code of the loan platform will be sent to the corresponding mobile phone number. Those who really want to borrow money haven't received the verification code for a long time, but those who don't have loans have received the verification code.

2. When the mobile phone number is leaked, it is often harassed by SMS. Some concerned people constantly send verification codes to mobile phones through some loan platforms, harassing car owners, or as a propaganda means to let car owners know that there is such a loan platform.

4. Recently, I have always received some so-called verification code information that bank card loans are bound. ...

After this bank card is bound, it will automatically send a verification code to your mobile phone reserved in the bank. Without the verification code, you can't bind.