ICBC Messenger balance change reminder: What amount does the RMB starting point reminder amount refer to? Is it the balance or the amount of expenditure and income?

The balance change reminder function in ICBC’s messenger service has a RMB starting point reminder amount. Whenever the amount of expenditure or income in the account reaches a set threshold, the system will automatically send a text message to notify the user. This amount is not a simple account balance, but the actual amount of each transaction, whether it is expenditure or income. As long as it exceeds the preset reminder amount, an SMS reminder will be triggered, including detailed transaction information, such as card number and time. , transaction type (expense or income), change amount, and latest balance.

The main advantage of this function is that after corporate users can set it up once, the system will continue to monitor account dynamics, eliminating the need for financial personnel to check frequently, and can grasp the flow of funds in real time and improve efficiency. The reminder service is provided through the corporate online banking certificate version. Customers need to open the corporate online banking VIP room service of ICBC, clearly select the balance reminder function in the application form, and fill in the relevant setting form. Reminder adjustments need to be made at the account opening outlet. At the same time, using this service requires paying the VIP room annual service fee. For specific fees, please refer to the bank's charging standards. It is worth noting that the reminder service will send emails to the email address reserved by the customer at 11:00-11:30 and 15:00-15:30 every working day.