How do I know if I have been rejected when applying for an Agricultural Bank of China credit card?

Inquire by calling the Agricultural Bank of China’s customer service hotline.

Huinong Credit Card can not only be used as a tool for your payment settlement, savings and financial management, but also can be granted credit by our bank to meet your short-term and frequent capital turnover needs, and provides a number of personalized auxiliary functions and comprehensive services. for your production and life.

Extended information:

1. Application conditions

As long as you have a fixed residence in the location of the card issuing bank, a stable income and full civil capacity, you can apply Huinong Credit Card (personal card).

You can apply for a supplementary card for others who have full capacity for civil conduct.

Required application information

Identity information must be provided, and the card issuing bank has the right to require one or more types of credit certification information such as income certificate, work certificate, and asset certificate; If you open a card by guarantee, you must provide identity information and guarantee information in accordance with the relevant regulations on the guarantee business of Agricultural Bank of China.

2. Overdraft limit

1. The maximum overdraft limit for the Agricultural Bank of China credit card personal card is RMB 50,000 (including the equivalent in foreign currencies),

2. The overdraft limit of the Agricultural Bank of China Credit Card Gold Card is RMB 200,000.

3. The minimum overdraft credit limit of the Platinum Card is RMB 100,000 and the maximum overdraft credit limit is RMB 1 million.

4. For commercial cards, the maximum overdraft limit for customers with comprehensive credit is 3, and the overdraft limit does not exceed RMB 3 million. If there is no comprehensive credit, the maximum overdraft limit is RMB 1 million.

The high and low overdraft limit of a credit card is also directly related to the relevant material information of the cardholder when applying. For example, personal income, real estate, vehicles, and personal work nature can be used as supporting materials to apply for a credit card, thereby limiting the upper limit of the credit card. The overdraft limit of the same credit card will continue to increase as the cardholder uses the credit card, and the overdraft limit will automatically increase within half a year or a year.

Baidu Encyclopedia - Civil Servant Agricultural Bank of China Credit Card