How to handle the credit card installment of CITIC Bank? If I spend 5000 yuan this month, I plan to pay it back in 65438+February. How much is it per month? Is there a handling fee?

The credit card of CITIC Bank can be phased.

Steps for credit card installment of CITIC Bank:

1. Uplink SMS processing method (bill installment only): the selected customer receives an invitation application SMS after the bill → the customer sends the last four digits of FQ to/kloc-0 106980095558 to apply for installment → the system will inform the processing result immediately. Repay according to the bill prompt in the future.

2. Online banking processing mode:

Log in to online banking and enter the credit card page → bill installment: select "My account", click "Current bill inquiry", "Select card → click to handle bill installment, select the number of installments, and confirm submission → the system will immediately inform the processing result (repayment according to the bill prompt).

Log in to the online banking to enter the credit card page → Single installment: select My Account, click No Bill Inquiry, Select Card → Select a single transaction, click to process a single installment, select the number of installments, and confirm the submission → The system will immediately inform the processing result (repayment will be prompted according to the bill later).

China CITIC Bank 12

Suggested installment amount (1) 5000.

Commission rate (2) 7.80%

Total handling fee (3)=( 1)*(2) 390.00.

Monthly handling fee (4)=(3)/ period 32.50

Monthly principal repayment (5)=( 1)/ number of installments 4 16.67.

Total amount to be repaid (6)=( 1)+(3) 5390.00.

Monthly repayment amount (7) = (4)+(5) 4988+07.