I received a short message of arrears for no reason.

According to the problem description, this situation may be a credit card issued before the owner's mobile phone number. At present, after many mobile phone numbers are discarded, operators will automatically recycle them according to conditions and then release them. This led some people with new mobile phone numbers to receive some short messages inexplicably. Do not rule out fraud. It is suggested that you can call Minsheng Bank's credit card customer service hotline to give feedback and ask how to solve the problem.