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What does 360 IOUs mean to send an email?

Lawyer's letter. By the end of July, 2023 13, the information of 360 loan platform had been inquired. If the 360 loan is overdue and the platform fails to collect it many times, the lawyer will inform the debtor to solve the dispute of creditor's rights and debts through legal channels, so the email sent by the 360 loan is a lawyer's letter. 360 IOU is an unsecured pure online consumer credit platform launched by Qifu Technology.