Is the working capital of Weizhong Bank returned quickly?

Micro-cards of Weizhong Bank are limited. The micro-card quota of Weizhong Bank is roughly in 500 yuan-300,000 yuan. The specific micro-card quota of Weizhong Bank needs to be comprehensively evaluated according to the applicant's own conditions, including assets, income and reputation. The higher the qualification, the higher the relevant quota.

First, the opening of Weizhong Bank can increase the amount of WeChat change. If Weizhong Bank is opened, when you use WeChat to pay, you can automatically transfer the funds in WeChat change to Weizhong Bank account to complete the payment, thus increasing the payment limit of WeChat change. The promotion amount of opening Weizhong Bank is mainly evaluated by the system according to the user's credit history, consumption and other factors. However, many people have different opinions on how much it can be increased. Some netizens said that there is no fixed amount of increase, and some netizens said that they can increase the amount by about 200,000.

Second, the working capital entrance of Weizhong Bank is at the client of Weizhong Bank. It is a pure online unsecured credit loan product with daily interest. The minimum daily interest rate of the loan is 0.02%, which can be repaid in installments. Judging from the above conditions, the interest-bearing method and repayment period of Weizhong Bank's working capital are similar to other small loans, but the only difference is that the amount is relatively high, which can reach 500,000.

Third, friends who know about micro-loans know that most of the loan products of Tencent Weizhong Bank are white lists, and only users who meet the qualification requirements can open them. However, the working capital has just been launched, and it is still in the gray test stage as a whole. It's normal not to open it for a while. You can upgrade your micro-bank client to see if you can refresh your liquidity. It is understood that liquidity is risk controlled through wealth management products, so there is feedback from users. After purchasing wealth management on Weizhong Bank, it is easy to have a liquidity quota, and those with low quotas will soon increase the quota. Relevant information also shows that the working capital will be deducted from the account balance first, then deducted from the current wealth management products of Weizhong Bank, and finally the wealth management products may be frozen to achieve the purpose of risk control. However, many users said that they did not buy wealth management, but also opened liquidity. In fact, Weizhong Bank is also a bank in essence and has the basic functions of a bank. According to the experience of netizens, if you are an individual industrial and commercial household or a small and micro enterprise owner, you can use Weizhong Bank to complete business transactions, such as payment and receipt of goods, and also promote the increase of liquidity. Because the essence of working capital is to provide working capital for everyone's daily consumption and operation, if you have enough transaction data, it is very helpful to increase the quota.

What is the working capital of Weizhong? Will the amount of micro-crowd liquidity change?

; ? The working capital of Weizhong Bank has attracted much attention since its opening. As the same series of micro-loan products, you need to make a quota before borrowing money. Then, how much does Weizhong's working capital generally open? Can I borrow it? I'll introduce it to you today.

What is the working capital of Weizhong?

The working capital business adopts the invitation mode of gradual delivery. Users can check whether there is a liquidity entrance on the APP- loan page of Weizhong Bank. If you don't explain that you are unqualified, you need to raise big data and credit information for a while. Click to view the application details, and the system will give the credit line through comprehensive evaluation.

The maximum amount of working capital is 500,000 yuan, and borrowers with different qualifications get different amounts. Some people are only a few thousand, while others may be tens of thousands. However, it doesn't matter much if the initial loan amount is low. Later, with the continuous use of accumulated credit, the amount will gradually increase, which requires everyone to repay the loan on time.

If the liquidity is overdue in the process of borrowing, or the borrower's funds deteriorate, such as credit stain, high personal debt ratio, decreased account activity, etc., then the system may reduce the liquidity limit, and the serious limit will be recovered, and then it is necessary to reapply for the limit.

As for the success of the application and whether the quota is the same as before, there is no guarantee. In short, Weizhong's working capital quota is not fixed. If you want to borrow a high amount, you must maintain a good credit, use various service functions on WeChat more, show your repayment ability and economic strength, and improve your comprehensive score. The quota will be higher and it will be easy to borrow.

The above is the introduction of "how much working capital does Weizhong generally open", and I hope it will help everyone.

Weizhong Bank's "working capital" has no quota? Don't worry, I'll teach you how to quickly increase the liquidity limit!

Hello, everyone, I'm Hou De. Earlier, Mr. Houde shared with you the new loan product "working capital" of Weizhong Bank, but recently many card friends reported that Mr. Houde had no working capital quota. What is the reason? Is it really because of their poor personal qualifications?

In fact, the problem does not appear in their credit information, but depends on their Tencent credit. If the partners who know something about credit cards know that Weizhong Bank's micro-loans, reserve funds, working capital and other products are invited, that is to say, only users invited by the platform can apply, then how can they become invited customers of Tencent?

Having said that, Mr. Houde has to tell you about Tencent's white list system. Every time Tencent launches a new product, it invites users in their whitelist first, and whitelist users are also preferred. This explains why some of our partners have quotas and some don't. The application channels and more water release channels can be systematically studied in WeChat official account, which is called "respecting morality and financial quotient".

So how can we become a whitelist user of Tencent?

Before that, we must first know what Tencent's whitelist users are. Speaking of Alipay's sesame credit, many partners must know that this is the score of user qualification evaluation launched by Alipay under Alibaba. Of course, as the same level as Ali, Tencent also has its own exclusive Tencent payment subsystem.

We can open payment points and then evaluate our data in Tencent according to our payment points.

The payment branch will evaluate whether you are qualified to enter Tencent's whitelist and become a whitelist user of Tencent according to your usual WeChat usage. Now that we know how to make an evaluation, we can make a reasonable plan according to his preferences, so that we can raise products such as micro-loans, working capital and reserve funds within 1-3 months.