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What is Alipay wireless payment?

Alipay wireless payment is a mobile phone or mobile device payment order. Wireless payment business is a general term for public utility payment, online payment, and general transfer business with the help of STK function, short message channel and WPKI technology.

Alipay wireless payment means using Alipay to conduct transactions on your mobile phone. A service method in which users use a mobile terminal (usually a mobile phone) to pay for the goods or services they consume. At present, mobile payment services are mainly launched by mobile operators, mobile application service providers (MASP) and financial institutions.

Mobile payment is divided into two types: near-field payment and remote payment. Near-field payment refers to using mobile phones as an IC card carrying platform and a communication tool with POS machines for payment. Remote payment only uses mobile phones as a simple information channel for payment, and payment is made through Web, SMS, voice and other methods. It can be divided into three types: mobile phone bill payment, designated bank payment and UnionPay quick payment. In addition to mobile phones, mobile payments can also be made using other mobile terminals such as tablets and netbooks.

Alipay SMS payment is a convenient payment service provided by Alipay to users. After the user selects "SMS payment" when paying on Alipay or Taobao website, Alipay will send a text message to the mobile phone number bound to the Alipay account. If the user's Alipay account balance or bound card balance is sufficient, the payment can be completed by replying the corresponding confirmation code according to the message prompt. In order to ensure the security of user accounts, the maximum daily SMS payment is not exceeded.

Alipay Network Technology Co., Ltd. is a leading independent third-party payment platform founded by Alibaba Group. Alipay is committed to providing "simple, safe and fast" online payment solutions for e-commerce. Since its establishment, Alipay has always regarded "trust" as the core of its products and services. It not only guarantees the security of users’ online payments in terms of products, but also allows users to establish mutual trust between networks through Alipay, which is a very meaningful step in establishing a pure Internet environment.

Alipay has won people's hearts with its concept of technological innovation to build trust, simplify complexity, and improve the credit system. In less than five years, users have covered the entire C, B and B fields. As of now, Alipay has more than 100 registered users, and its daily transaction volume exceeds 100,000. Alipay's innovative product technology, unique concepts and large user base have attracted more and more Internet merchants to actively choose Alipay as their online payment system.

Currently, in addition to Taobao and Alibaba, more than 100 merchants support Alipay transaction services, covering virtual games, digital communications, business services, air tickets and other industries. While enjoying Alipay services, these businesses also have potential consumer markets.

Alipay’s steady style, advanced technology, keen market foresight and great sense of social responsibility in the field of electronic payment have won the recognition of partners such as Alipay. At present, major businesses such as industry and commerce, agriculture, construction, investment promotion, Shanghai Pudong Development, Postal Savings Office, VISA International and other major businesses have established in-depth strategic cooperation with Alipay, constantly launching innovative products based on user needs, and becoming the most trustworthy financial institution in the field of electronic payment. partners.