Is the job of loan customer service risky?

Ali loan customer service hotline is: 95 188, dial 3, and a customer service staff will answer your questions.

In addition, you can also click on Alibaba official website Online Customer Service to ask about Ali.

Bank loan customer service speech

The company will actively organize these employees to conduct speech training and skills training. What you need to do is to use snacks in every training and complete the homework assigned by the instructor, so the basic problem is not big. It doesn't matter if your company doesn't have similar professional training. We can consult our predecessors, sort out their customers' doubts and tactics, and memorize them. Then these tactics will be yours if you practice them a few more times. Over time, your telephone skills will improve a lot. We can follow behind and pretend to be helpers, but we are actually learning from experience, which is much better.

First, the loan conditions refer to the conditions that borrowers or individuals should have to borrow from banks. Our current loan terms are:

(1) An enterprise established with the approval of the competent department and holding a business license issued by the administrative department for industry and commerce at or above the county level, and a product with a production license for industrial products implemented by the state shall obtain a production license, that is, the loan object is legal;

(2) independent economic accounting, with capital utilization, production and operation management, that is, the loan object has obtained legal person status and assumed clear economic responsibilities;

(3) Have a certain amount of self-owned liquidity and establish a liquidity supplementary system, that is, the loan object should have the ability to operate normally and take risks;

(4) Open an account in a bank and submit financial and accounting statements and statistical data to the bank on time, that is, the loan object should accept the supervision of the bank.

Second, the conditions for applying for a loan to buy a house:

1,18-a natural person aged 60 (Hong Kong, Macao and Taiwan and foreigners are also allowed).

2. Have a stable occupation, stable income and the ability to repay the loan principal and interest on schedule.

3. The borrower's actual age plus the term shall not exceed 70 years old.

4. There are legal and effective contracts and agreements for the purchase, construction and overhaul of houses and other supporting documents required by the lending bank.

5. Self-raised funds of more than 30% of the total house price (20% for self-occupied houses with a building area of less than 90 square meters), and guaranteed to be used to pay the down payment of the purchased houses.

6. There are assets recognized by the loan bank, or (and) legal persons, other economic organizations or natural persons with sufficient compensation capacity as collateral.

What's the customer service phone number of the credit loan?

Rural credit cooperatives: 96596

The telephone number of credit loans is different for each bank, and only rural credit cooperatives have a unified telephone number. Although rural credit cooperatives do not have a special loan telephone number, users can call the national unified customer service telephone number set up by rural credit cooperatives for consultation. After getting through the customer service phone, you can directly turn to the 0 key for manual service consultation, or you can log in to a rural credit cooperative in official website to inquire.

Here is a description of the credit loan telephone numbers of other banks.

1, the telephone number of Ping An Bank's credit loan is 955 1 1, which is a national unified telephone number.

2. loan: 0538-86 1 1-9289, which is a quick loan diversion app developed and operated by Guangdong hexiang technology co., ltd.

3. China Merchants Bank 800-820-5555

4. Bank of China 800-820-5288

5. China Construction Bank 800-820-0588

6. Agricultural Bank of China 800-8 19-5599

7. Bank of Communications 800-988-8888

8. China CITIC Bank 800-999-5558

9. Minsheng Bank 800-8 10-8008

10, Shanghai Pudong Development Bank 800-820-8788

The following are national calls.

1 1, Industrial Bank 9556 1

12, Industrial and Commercial Bank of China 95588.

13, Bank of China 95566

14, China Construction Bank 95533

15, Industrial and Commercial Bank of China 95588

16, China citic bank 95558

17, Agricultural Bank of China 95599

18, Minsheng Bank 95568

19, China everbright bank 95595

20. Bank of Communications 95559

2 1, Guangfa Bank 95508

22. Shanghai Pudong Development Bank 95528

23. Shenzhen Development Bank 9550 1

24. Huaxia Bank 95577

25. Industrial Bank 9556 1