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Ants can't borrow money. How do they recover?
Let's take a look at the reason why Alipay was closed, because finding the reason will lead to a better solution:
1, frequently modify personal information.
Alipay's personal information can be modified, but if you modify your personal information frequently, Alipay will judge that your life is unstable, lending you money is risky, and then close your ant loan.
2. Always break your word
Some dishonest behaviors, such as taking a taxi, canceling hotel reservations at will, delaying payment through online shopping, etc. , it will lead Alipay to think that your credit is not good, which will not only reduce your sesame credit score, but also directly lead to the closure of the ant loan.
3. Overdue repayment of the loan
Once the loan repayment is overdue, Alipay will think that your repayment ability is insufficient. If I continue to give you loans, there will be risks. It is natural to close your loan.
4. Always prepay.
Yes, you are not mistaken. Early repayment may also cause ants to borrow money and be blocked. Ant borrowing is also a big profit point of Alipay, if it is often repaid in advance.
It is difficult for ants to earn interest by borrowing money, and there is a high probability that borrowing money will be blocked due to frequent prepayment. Even if they are lucky not to be closed, the amount of borrowing money will generally decrease.
After understanding the reasons, I want to know if it is possible to open a closed loan? Sure! Here are four ways to recover the loan and increase the amount:
1. Improve your personal information: In addition to the real-name registration system, Alipay also needs to bind a bank card in your personal name, and at the same time improve your education, work, social security and provident fund information.
2. Use Alipay: Third-party payment is developing rapidly. When shopping or paying bills online, Alipay is used more to enhance the frequency of use and platform stickiness.
3. Deposit the remaining money in Yu 'ebao: deposit a sum of money in Yu 'ebao, and it is best to take it out in batches after a period of time to obtain certain income. Buying wealth management products is the most intuitive means to prove your repayment ability.
In addition, the following points should be noted:
1. Buy a wealth management product and leave it for one month. If you have extra money, you can deposit it in Yu 'ebao to withdraw your personal repayment ability. 2. The delivery address and contact information should be as stable as possible.
3. Online payment is still the first choice for offline payment.
4. Add friends and relatives who have made outstanding commitments.
5. The rest of the money is in the online merchant bank and Yu 'ebao.
6. Pay water, electricity, gas, broadband, telephone bills and so on on time.
7. Commit to the use of products, keep promises and keep promises.
The above points can be done completely. The borrower can be registered for at least half a month and at least one month, and the sesame commitment score can be around 600. You don't need to register a borrower. You can make more use of the same-day function in Alipay and try to use Alipay to get the account at least 200 times. Maybe it will be opened one day.
Summary: The above is the problem of how ants can recover without money. I hope I can help you.
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