China Merchants Bank's savings card doesn't have that much money. Why can I transfer hundreds of thousands through SMS verification?

First, China Merchants Bank's debit card (savings card) doesn't have that much money, so it is impossible for the bank background system to send SMS verification.

Second, the description:

1, SMS verification is a means of bank risk control and prevention, mainly to reduce the financial risk of cardholders.

2. If there is not enough funds in the cardholder's account, it is impossible to transfer out first, let alone verify by SMS.

3. If the cardholder is worried about risks, he can take a debit card (savings card) to the bank counter to reconcile with the bank.

4. Cardholders should pay attention to prevent fraudulent short messages, never trust the information on short messages, and don't provide any information involving their privacy.

5. The cardholder can retrieve the previous SMS number of China Merchants Bank and compare the numbers.