How long will I be prosecuted if I borrow flowers? Will I really come to the door? What if I receive an email from a lawyer?

Within 3 months, if you borrow flowers for more than 3 months, you will face the risk of being sued. Loans overdue for 3 months, as a malicious overdue. Regardless of the overdue amount, the lending institution can choose to sue the debtor. Another situation will also be prosecuted, that is, when the overdue amount is relatively large, it will also be directly prosecuted by the platform. Therefore, it is suggested that the overdue period of borrowing flowers should not exceed 3 months. If the overdue amount is too large, it is recommended to pay off the loan as soon as possible.

2. Alipay flower buds may be collected at home after the deadline, but the collection at home is only to investigate some situations and there will be no excessive behavior. If the door-to-door collection behavior is excessive, users can sue each other with evidence. If you borrow a bud for too long, you will receive a collection call or a collection message. If the debtor doesn't answer the phone and still doesn't repay, the flower shop service provider will send a reminder letter. Generally, when it comes to this step, it means that the Huabai loan platform is ready to sue. It depends on your attitude. Under normal circumstances, if you are overdue at the beginning, the other party will only collect you and will not directly sue. If you keep avoiding or even answering the phone, and you owe a lot, the other party will sue you. If you receive an email, you don't have to worry. It's a three-month collection method. If you borrow it for more than three months, you will face the risk of being sued. Loans overdue for 3 months, as a malicious overdue. Regardless of the overdue amount, the lending institution can choose to sue the borrower. Overdue for more than 3 months, as a malicious overdue. At this time, regardless of the overdue amount, there is the possibility of being sued. There is also a special case where the overdue amount is large. When the overdue amount is large, the flower buds less than 3 months can also reserve the right to sue according to the contract. Therefore, it is recommended that users of Huabai should not exceed three months overdue. After receiving the SMS or phone call, if the user in Bai Hua still fails to repay the loan, the service provider in Bai Hua will send a dunning letter. Usually this situation is to prepare for future prosecution.

What should I do with it?

If the user is overdue for more than 3 months, Bai Hua can sue the user. The higher the amount owed, the greater the possibility of overdue users being sued. In addition to being sued, Hua Bai will receive credit information after the deadline, which will affect his personal credit information. Is the suggestion here active consultation?

See if you can give us more time.

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What should I do?

The customer service telephone number in Bai Hua is 95 188. You can call the customer service telephone number to negotiate.

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