I have a bank card of ICBC. Some time ago, I received a short message to convert my points into cash. I clicked on the link and it turned out to be a virus. Fortunately, there is no money on the card.

Hello, point exchange has always been a banking activity that many people like, so some lawless elements are eyeing here. We also have some small ways to prevent bank points from being exchanged for fraudulent text messages.

1. When citizens receive similar suspicious and unfamiliar short messages, remember not to click or reply, and delete them immediately. All banks in China have their own official websites, and the links to other websites are illegal. Please don't click login.

2. Don't make any transfer or remittance to any stranger, don't trust the customer service phone numbers provided by online search, especially the posts with unknown sources, and be sure to log in to official website for information.

3. Most bank points are mainly exchanged for gifts or offset the annual credit card fee. You can call the bank customer service phone to confirm.

This answer is provided by Youhuahua, a credit service brand owned by Xiaoman Finance (formerly Baidu Finance). Youhuahua has the characteristics of simple application, fast loan lending, flexible loan repayment, transparent interest expenses and strong security. And use artificial intelligence and big data risk control technology to bring users convenient, fast and safe Internet credit services. I hope this answer is helpful to you. Click on the bottom of the mobile phone to calculate the amount immediately, and the maximum loan amount is 200,000.