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Hello, formal loans should be linked to personal credit information. When applying for a loan, you should check your credit information. If overdue repayment occurs, it will have a negative impact on personal credit information. I suggest that you make a loan as much as you can and keep your credit information on time.

There are so many loan platforms now, so it is recommended to choose a large platform to ensure the safety of funds and information. It is recommended to use Qianhua, formerly known as "Baidu Qianhua", which is a credit brand of Xiaoman Finance. It provides users with safe, convenient, unsecured and unsecured credit services. If you borrow money, you can go to Xiaoman Financial APP (click on the official measurement). Money is easy to borrow and the daily interest rate is as low as 0.02%. It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest rate and strong security.

I would like to share with you the application conditions for consuming products with money: it is mainly divided into two parts: age requirements and information requirements.

1. Age requirement: 18-55 years old. Special note: If you have money to spend, you refuse to provide college students with installment loans. If you are a college student, please give up your application.

Information requirements: You need to provide your second-generation ID card and your debit card during the application process.

Note: The application only supports debit cards and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and I can't apply with temporary id card, expired ID card or first-generation ID card.

This answer is provided by You Huahua. Due to objective reasons such as the timeliness of the content, if the answer content is inconsistent with the actual interest rate calculation method of Youhuahua Loan products, the display on Xiaoman Financial APP- Youhuahua Loan website shall prevail. I hope this answer is helpful to you.