What if the bank card is not used?

Take the initiative to cancel at the bank outlet.

If the bank card is idle, it should be properly solved by the issuing bank. Bank regulations are different, and some users are too lazy to return. Bank staff reminded that although bank cards are idle, there are many hidden dangers, such as the loss of private information.

When opening an account, our personal information will be stored in the magnetic stripe of the bank card. If it is lost and not handled properly, it will accidentally lead to the loss of private information. Therefore, unused bank cards cannot be thrown away directly. Many bank cards will generate annual fees after opening. If you don't use it for a long time, you will accumulate annual fees.

Don't wait for the bank to take the initiative to contact, the best way is to take the initiative to cancel at the bank outlet. To cancel the bank card, as long as the cardholder holds the bank card and his ID card and applies for cancellation at the same bank as the issuing bank.

If the bank card is lost, you need to reissue a bank card before closing the account. After the bank teller confirms the account cancellation, the card will be trimmed. About a month later, this card was cancelled. If it is a credit card, you can also call the credit card center to cancel it. This can not only avoid privacy leakage, but also avoid wasting a lot of money.

Extended data

Keep the bank card clean and intact, and the magnetic stripe or chip is clean. Don't put bank cards and degaussing items together, and stay away from magnetic items such as mobile phones and power supplies. You can prepare an extra wallet or card bag and put the bank card in it separately.

It is necessary to set a consumption expenditure limit for the bank card, and open a short message reminder of account amount change, so as to report the loss in time once the funds are not stolen. Save the bank card loss reporting line number in the mobile phone. Once the bank card is lost, dial to report the loss immediately to avoid the bank card being stolen.

If someone who claims to be a bank asks for personal information such as card number and account number, he should be highly vigilant and don't disclose personal information before confirming the identity of the other party.

People's Network-How to keep the bank card well? This is the correct posture.