What does it mean to remind online merchants that the loan has been opened?

The reminder that the online merchant loan has been opened means that the online merchant bank has opened a reminder to change the online merchant loan amount. When the online merchant's loan amount changes, the online merchant's bank will notify the user through letters, short messages and other forms in the station. If users don't want to use the online merchant loan quota reminder service, they can turn it off by themselves.

Online merchant loan is an operating loan launched by online merchant banks and their cooperation policies for small and micro enterprises and individual entrepreneurs, which can meet the capital needs of users in the course of operation. When borrowing money, the funds support lending to Alipay account, binding bank card or online merchant bank account, subject to the page prompts.

Users need to repay their loans on time when using online merchants. The repayment methods of online merchant loans include early repayment and scheduled repayment, as follows:

Repayment in advance: Users can enter the online merchant loan, click "My Loan", then click "Repayment", fill in the repayment principal, ensure the normal status of Alipay, and follow the prompts on the page. Whether the corresponding loan supports prepayment and whether the prepayment fee is charged depends on the page display.

Repayment on schedule: users need to recharge Alipay balance and Yu 'ebao with enough money before the repayment date 12, and the system will automatically deduct the payment from the repayment date 12. Some users support debit through Alipay binding savings card, online merchant bank current balance and Yu 'ebao. The specific deduction channel is subject to the page display.

Version information: Take Alipay 10.2.59 version, Apple13 (iOS15.4.1system) and Huawei mate40(HarmonyOS2 system) as examples.