How to appeal against bank card freeze by the police

The appeal method for the public security to freeze a bank card is:

1. Via WeChat, phone, etc., notify the cooperative customer as soon as possible to stop remittances to the account involved, because the account will be frozen after the account is frozen. Money can be transferred in, but not transferred out. This will avoid falling into greater passivity.

2. Go to the account-opening bank with your bank card and ID card, check the contact information of the freezing institution, handling personnel and freezing document number, and print out the account statements for the past year.

3. After finding the above information, remember not to rush to contact the handling police officer. You should first conduct a self-examination of the account flow to check whether there are unknown funds in the account or funds that may be suspected of crimes. (There have been cases where a customer went to the local police and was detained without self-examination.)

4. Confirm that each payment is legitimate income, but if the problem payment cannot be confirmed, contact the person in charge by phone to find out. At this time, the police officer will inform the specific amount involved in the case of the amount in question and require a description of the money and various materials to prove that the transaction actually occurred.

5. After understanding the reasons for the freeze, organize various evidence based on the source of the funds, form appeal materials and submit them to the freezing authority.

6. Bring the original evidence and go to the public security organ to explain the legal source of the money and make a record. (In many cases handled by our lawyer, the cardholder is generally required to go to the police in person to make transcripts. In a few cases, the public security agency can have the lawyer go to explain or the police from another place can assist in the investigation.)

Reasons for freezing personal bank cards< /p>

1. When a user uses a bank card to conduct transactions, if the user presses the wrong bank card password three or more times in a row, the bank will freeze the bank card account for security reasons. In such a case Users are required to bring their ID card and bank card to a service outlet to handle the procedures for unblocking the freeze;

2. If the bank card is lost and reported as lost, the bank card will remain frozen during the period of loss reporting and replacement. Yes, the freeze will only be lifted after the bank card is unfavorable, and the original old card will be abolished;

3. The bank card account is involved in the investigation of the judicial department, which will also cause the bank card to be locked, and the bank card can only be locked after the user cooperates The freeze will only be lifted after the judicial department has completed the investigation and there are no problems;

4. If the user has an individual financial dispute and has been sued to the People's Court, the court can apply to the bank to freeze the user's bank card account , in this case, only the user performs the loan repayment obligation, and it can be released later;.

5. Bank cards have a validity period. If the application is not processed after the validity period, the bank will freeze the expired bank card.

To sum up, when your bank card is frozen by the Public Security Bureau, don’t worry and cooperate with the public security investigation. I suggest that after the bank card is frozen by the Public Security Bureau, you can ask it and apply for unfreezing and wait. The Public Security Bureau responded.

Legal basis:

"Regulations of the Supreme People's Court on Seizing, Detaining and Freezing Property during Civil Execution by People's Courts"

Article 29

The period for the People's Court to freeze the bank deposits and other funds of the person subject to execution shall not exceed six months, the period for sealing up or detaining movable property shall not exceed one year, and the period for sealing up real estate or freezing other property rights shall not exceed two years. Unless otherwise provided by law or judicial interpretation. If the person applying for execution applies for an extension of the time limit, the people's court shall handle the renewal procedures for sealing, seizing, or freezing before the expiration of the sealing, seizure, or freezing period, and the renewal period shall not exceed one-half of the period specified in the preceding paragraph.

"Procedural Regulations for the Handling of Criminal Cases by Public Security Organs"

Article 236

The period for freezing deposits, remittances and other property is six months. The period for freezing bonds, stocks, fund shares and other securities is two years. If there are special reasons for extending the time limit, the public security organs shall go through the procedures for continuing the freezing period before the expiration of the freezing period. The maximum period for each renewal of the freeze on deposits, remittances and other assets shall not exceed six months; the maximum period for each renewal of the freeze on bonds, stocks, fund shares and other securities shall not exceed two years. If the freezing continues, the freezing procedures shall be re-implemented in accordance with the provisions of Article 233 of these Regulations. If the freezing procedure is not completed within the time limit, the freezing will be deemed to be automatically lifted.