What are the latest social security policies in Hubei in 2017?

The latest policy for adjustment of social security payment base ratio in Hubei Province in 2017

Insured units and individuals directly under the municipal government:

According to the "Social Insurance Law" and "Social Insurance Premiums" Regulations on the Administration of Declaration and Payment" (Ministry of Human Resources and Social Security Order No. 20) and "Notice on Adjusting and Improving the Assessment Methods for Basic Pension Insurance for Enterprise Employees" (Elao Shefa [2008] No. 20) and other laws, regulations and documents, in accordance with the provisions of our city The average monthly salary standard for on-the-job employees (3,174 yuan) is now based on the basic pension insurance, basic medical insurance, work-related injury insurance, maternity insurance, and unemployment insurance for enterprises and government agencies and institutions within the social insurance payment period of our city (hereinafter referred to as " The relevant matters regarding the application, verification and adjustment of the payment base for the "Five Insurances") and flexible employment insured persons are notified as follows:

1. The "Five Insurances" payment base for urban enterprise employees

(1) Enterprises The employee’s personal payment base for “five insurances”. The personal payment base for the "five insurances" of enterprise employees is uniformly determined based on the average monthly salary of the employee (employee wages are calculated according to the statistical caliber of total wages stipulated by the National Bureau of Statistics). If the average monthly salary of employees is lower than the average monthly salary standard of 60 yuan for current employees in our city, it will be reported and verified as 60 (1905 yuan); if the average monthly salary of employees is higher than 300, it will be reported and verified as 300 (9522 yuan); the average monthly salary of employees is within If the application is within the approved range, the application will be approved based on the individual’s actual average monthly salary. If the basic medical insurance for enterprise retirees has not reached the minimum payment period, the payment base shall be declared and determined based on the average payment base of the enterprise's active employees.

(2) The unit payment base for the “five insurances” for enterprise employees. The unit payment base for the basic pension insurance for enterprise employees is determined based on the enterprise's annual average monthly salary of the unit according to the provisions of Elaoshefa [2008] No. 20. If the unit's average monthly total salary is lower than the total individual payment base of insured employees, It will be assessed based on the total employee base payment base; if it is higher than the base amount, it will be assessed based on the total salary of the unit. The unit payment base for basic medical care, unemployment, work-related injury and maternity insurance for enterprise employees is determined based on the total personal payment base of insured employees (basic medical insurance includes retirees who have not reached the minimum payment period). For central and provincial enterprises that participate in basic pension insurance with the Hubei Provincial Pension Insurance Bureau, their unemployment, work-related injury, and maternity insurance payment bases shall be declared and determined based on the basic pension insurance payment base approved by the Hubei Provincial Pension Insurance Bureau.

Construction and mining enterprises shall participate in work-related injury insurance based on construction projects and mining projects for employees (especially migrant workers) who cannot participate in work-related injury insurance according to the employer. The specific payment application and verification methods are separately stipulated.

2. The payment base of the “five insurances” of government agencies and institutions

(1) The payment base of basic pension insurance. The basic pension insurance payment base for government agencies, institutions and individuals shall be reported and determined based on the monthly average of the sum of the basic salary, state-stipulated allowances and performance wages in the personal salary income. After the relevant regulations on the reform of the pension insurance system for government agencies and public institutions in Hubei Province are promulgated, these regulations shall prevail.

(2) Basic medical insurance payment base. The payment base for basic medical insurance for government agencies, institutions and individuals shall be reported and determined based on the average monthly salary of the employed personnel, and the payment base for retirees shall be reported and determined based on the average payment base of the employed personnel of the unit. If the average monthly salary of employees on the job is lower than the city’s average monthly salary standard of 60 RMB for on-the-job employees, it will be reported and verified as 60 (1905 yuan); if the average monthly salary of employees is higher than 300, it will be reported and verified as 300 (9522 yuan); If the average salary is within the declaration and verification range, the declaration and verification shall be based on the individual's actual average monthly salary. The unit's payment base shall be declared and determined based on the sum of the payment bases of active employees and retirees who have not reached the minimum payment period.

(3) Unemployment, work-related injury and maternity insurance payment base. According to the provisions of the "Regulations on Unemployment Insurance" and "Regulations on Work-related Injury Insurance", all types of public institutions in the city should participate in unemployment insurance and work-related injury insurance, and their payment bases are determined based on the payment base of basic medical insurance for active staff.

According to the "Notice of the Huangshi Municipal People's Government on Issuing the Trial Measures for Maternity Insurance for Urban Employees in Huangshi" (Huangshi Political Regulations [2014] No. 7), all government agencies and institutions in the city must participate in maternity insurance from January 2015, and their payment base is Declaration and approval shall be based on the basic medical insurance payment base for active staff members.

3. Payment base for flexible employment personnel

(1) Basic pension insurance payment base. The basic pension insurance payment base for flexible employment personnel is based on the provisions of the "Notice of the General Office of the People's Government of Hubei Province on Adjusting the Pension Insurance Payment Policies for Individual Industrial and Commercial Households and Flexible Employment Personnel in the Province" (E Zheng Ban Fa [2010] No. 87), According to the average monthly salary of on-the-job employees in our city, which is between 60-300 yuan (1905 yuan-9522 yuan), it is divided into nine grades and the individual can choose to declare and pay at the bank.

(2) Basic medical insurance payment base. The basic medical insurance payment base for flexible employment personnel, according to the "Huangshi City Urban Employees Basic Medical Insurance Trial Measures" (Huangshi Policy [2013] No. 1) document, is based on the average monthly salary of employees in our city 70 (2222 yuan). Base number, payment is assessed at a rate of 8.

For details of specific payment levels, please see the "2015 Basic Pension and Medical Insurance Payment Detailed Table for Huangshi Flexible Employment Insured Persons" (Annex 1).

IV. Work Requirements

(1) Insured units should strictly abide by the "Social Insurance Law" and other relevant laws and regulations, and truthfully declare the unit's total salary and individual payment base, and social insurance payment The “two forms and two signatures” system is implemented for base declaration. "Two forms" means that when a unit applies for approval, it must submit an annual financial statement and an annual labor wage statement. "Two signatures" means that the legal representative, labor union, human resources, and financial director of the insured unit must sign (seal) on the "2015 Huangshi City Unit Declaration Social Insurance Payment Base Approval Form" (Annex 2); the employee himself You must sign or stamp on the "2015 Social Insurance Payment Base Declaration Form for Insured Employees in Huangshi City" (Attachment 3). If it is inconvenient for the participating units or individuals to centralize or disclose the signatures of employee contributions and wages, a single form of signature or seal can be used to declare, which will be collected by the human resources department and submitted to the Municipal Social Insurance Bureau for review and filing. Once the individual payment base is approved, the actual payment will not be adjusted during the year of approval.

(2) If the enterprise's insured unit has approved the total unit salary, it shall apply directly with the "Huangshi City Enterprise Insured Unit Pension Insurance Unit Contribution Wage Base Declaration and Approval Form". If the unit's total wages have not yet been approved, the final financial statements and annual labor wage statements must be provided. The final financial statement must include the basic situation statement, balance sheet, profit and loss statement, cost accounting statement, employee salaries payable, welfare fees payable, construction in progress, expenses and cost detailed accounts for approval. All information must be stamped with the official seal of the unit. .

(3) Units with more than 5 insured persons shall submit paper statements at the same time. It is also necessary to submit the "Employee Contribution Wage Declaration Disk" (hereinafter referred to as the "Declaration Disk"). The format of the "Declaration Disk" is uniformly formulated by the Municipal Social Security Bureau, and the payment base is entered based on the number of employees of the insured unit in June 2015. The paper information must be consistent with the data in the "Declaration Disk". Any consequences caused by inconsistency will be borne by the insured unit.

(4) The city’s 2015 social insurance payment base declaration and verification work will be handled centrally and reviewed uniformly. The reporting period is from June 1st to June 26th, 2015. Each insured unit must complete the reporting work as required within this time. Units that have changes in the increase or decrease of employees in the month of June, please report first and then make any changes. . Units that fail to apply for verification within the specified time or submit incomplete information that cannot be verified will be dealt with in accordance with the Social Insurance Law and relevant regulations.

Interpretation of the new pension insurance policy for enterprise employees in Hubei Province in 2017

The Hubei Provincial Department of Human Resources and Social Security issued the "Guiding Opinions on Innovating Social Insurance Policies and Services to Support New Urbanization Construction" ( (hereinafter referred to as the "Opinions"), starting from October 1, 2015, urban and rural residents of Hubei Province of working age, regardless of household registration or geographical restrictions, can voluntarily apply to participate in enterprise employee pension insurance. The main contents include the following four aspects:

1. Lower threshold

Urban and rural residents can also participate in enterprise employee pension insurance

Current policies stipulate that enterprise employee pension insurance participants must have labor relations Enterprise employees, urban flexible employment personnel, and farmers can only participate in urban and rural residents’ pension insurance. The "Opinions" proposed for the first time that urban and rural residents of working age (except school students) who are over 16 years old and under 60 years old for men and under 55 years old for women who have not established a labor relationship with the employer can work as long as they are willing. Personal ID card participates in corporate pension insurance.

2. Simple procedures

Break the restrictions on household registration and apply with your ID card

In the past, the procedures for enrolling in enterprise employee pension insurance required no more than checking your personal ID card. In addition to the information, the nature of household registration, geographical scope, residence certificate, flexible employment certificate, industrial and commercial business license and other conditions must be reviewed, which limits applicants' participation in insurance.

The new policy stipulates that from October 1, 2015, the insurance enrollment procedures will be streamlined. There is no need to provide cumbersome materials, and only an ID card can be used to apply for insurance.

3. Voluntary principle

The new policy stipulates that at the same time period, insured persons can only establish one basic pension insurance relationship and are not allowed to participate in repeated insurance. After working-age urban and rural residents who have participated in the urban and rural residents' pension insurance participate in the enterprise employee pension insurance as individuals, their urban and rural residents' pension insurance relationships will be sealed by the social insurance agency in the original insured place.

When the insured person reaches the legal retirement age, the personal account of the urban and rural residents’ pension insurance and the personal account of the enterprise employee pension insurance can be transferred to each other. If you choose to retire according to the urban and rural residents’ pension insurance, you can transfer the enterprise employee pension insurance The personal account of the insurance is transferred to the personal account of the urban and rural residents' pension insurance; if you choose to retire according to the enterprise employee pension insurance, you can transfer the personal account of the urban and rural residents' pension insurance to the personal account of the enterprise employee pension insurance.

4. Flexible policy

For older insured persons, the "Opinions" propose a one-time extension of payment policy for 5 years, that is, individuals participating in enterprise employee pension insurance must reach the legal retirement age At that time, if the cumulative payment is less than 15 years, according to the individual's volition, the payment can be extended to 15 years before going through the retirement procedures.

——If you participated in the insurance before the implementation of the Social Insurance Law and the payment period is still less than 15 years after extending the payment period for 5 years, you can make a one-time payment to reach 15 years in the month when the payment period is extended for 5 years;

——If you join the insurance after the implementation of the Social Insurance Law and extend the payment for 5 years but it is still less than 15 years but full of 10 years, you can make a one-time payment to 15 years in the month when the payment period is extended for 5 years; extend the payment for 5 years If it is still less than 10 years later, you can continue to extend the payment and make a one-time payment in the month when the actual payment period reaches 10 years until it reaches 15 years. The one-time payment base shall not be lower than the average salary of employees on duty in the city (state) where the one-time payment was made in the previous year.